{"title":"在颠覆性创新时代，金融科技的发展如何促进普惠金融?","authors":"Yu Poshan, C. Li, M. Sampat, Z. Chen","doi":"10.4018/978-1-7998-8447-7.ch009","DOIUrl":null,"url":null,"abstract":"FinTech provides more inclusive financial services for individual users and companies. China, with the highest penetration rate of online payment around the world, enables individual users to enjoy in-depth inclusive lending services. This chapter will portray and assess FinTech's adoption, challenges, and its potentials to China. Based on previous literature, the characteristics of FinTech in China and the roles of government in promoting FinTech to Chinese business will be discussed. This chapter will also select cases from Hangzhou and the Greater Bay Area in order to analyze the opportunities and challenges for Chinese companies integrating FinTech into its business operations.","PeriodicalId":160939,"journal":{"name":"FinTech Development for Financial Inclusiveness","volume":"12 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":"{\"title\":\"How the Development of FinTech Can Bolster Financial Inclusion Under an Era of Disruptive Innovation?\",\"authors\":\"Yu Poshan, C. Li, M. Sampat, Z. Chen\",\"doi\":\"10.4018/978-1-7998-8447-7.ch009\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"FinTech provides more inclusive financial services for individual users and companies. China, with the highest penetration rate of online payment around the world, enables individual users to enjoy in-depth inclusive lending services. This chapter will portray and assess FinTech's adoption, challenges, and its potentials to China. Based on previous literature, the characteristics of FinTech in China and the roles of government in promoting FinTech to Chinese business will be discussed. This chapter will also select cases from Hangzhou and the Greater Bay Area in order to analyze the opportunities and challenges for Chinese companies integrating FinTech into its business operations.\",\"PeriodicalId\":160939,\"journal\":{\"name\":\"FinTech Development for Financial Inclusiveness\",\"volume\":\"12 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"1900-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"1\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"FinTech Development for Financial Inclusiveness\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.4018/978-1-7998-8447-7.ch009\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"FinTech Development for Financial Inclusiveness","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.4018/978-1-7998-8447-7.ch009","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
How the Development of FinTech Can Bolster Financial Inclusion Under an Era of Disruptive Innovation?
FinTech provides more inclusive financial services for individual users and companies. China, with the highest penetration rate of online payment around the world, enables individual users to enjoy in-depth inclusive lending services. This chapter will portray and assess FinTech's adoption, challenges, and its potentials to China. Based on previous literature, the characteristics of FinTech in China and the roles of government in promoting FinTech to Chinese business will be discussed. This chapter will also select cases from Hangzhou and the Greater Bay Area in order to analyze the opportunities and challenges for Chinese companies integrating FinTech into its business operations.
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