.. Fatimah, Elisabeth Y. M., Liana Ekowati, .. Darna
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引用次数: 0
摘要
: RW IV Kampung Wisata Pulo Geulis茂物社区面临的主要问题是难以获得信贷来发展微型企业。结果,微企业经营者与高利贷者纠缠在一起,高利贷者以极高的利率向他们提供贷款。社区服务的目的是通过向合作社或储蓄和信贷业务单位提供信贷,提高对发展微型企业重要性的认识,并鼓励它们成立储蓄和信贷业务单位。所使用的方法是通过培训和协助成立储蓄和贷款业务单位来赋予社区权力的方法。储蓄和贷款业务部的设立将进一步便利微型企业在没有高利息成本和抵押品的情况下申请信贷。通过有目的的抽样专家判断确定样本,选取24名微商作为培训参与者并协助成立储贷业务单位。结果,他们受到激励,在Pulo Geulis (RW 4)已经存在的合作社下成立了一个储蓄和贷款业务单位,并被任命为储蓄和贷款业务单位的负责人。
Economic Development of Kampung Pariwisata Pulo Geulis through Formation Saving and Loan Business Unit
: The main problem faced by the community of RW IV Kampung Wisata Pulo Geulis Bogor is the difficulty of getting credit to develop micro businesses. As a result, micro business operators are entangled with a Loan Shark who offers them loans at extremely high interest rates. The aim of community service is to increase knowledge about the importance of developing micro-businesses through credit to cooperatives or savings and credit business units and to motivate them to form savings and credit business units. The method used is the method of community empowerment through training and assistance in the formation of Savings and Loan Business Units. The establishment of the Savings and Loan Business Unit will further facilitate micro businesses applying for credit without high interest costs and without collateral. The sample was determined based on purposive sampling expert judgment in which 24 micro business people were selected as training participants and assistance in the establishment of a savings and loan business unit. As a result they were motivated to form a savings and loan business unit under a cooperative that already exists in Pulo Geulis (RW 4) and was appointed as the head of a savings and loan business unit.