德国基于借款人的宏观审慎工具

Selected Issues Papers Pub Date : 2023-07-01 DOI:10.5089/9798400250965.018

G. Sher

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引用次数: 0

摘要

德国的宏观审慎政策工具很完善，但其缺失的关键部分是一套与借款人收入相关的工具。此外，采用贷款比率限制的现有权力尚未得到部署。在此背景下，本文通过解释基于借款人的措施如何加强金融稳定和宏观经济稳定，推进了对德国基于借款人的宏观审慎政策的讨论

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Borrower-Based Macroprudential Instruments in Germany

: Germany’s macroprudential policy toolkit is well-developed, but its key missing piece is a set of instruments related to a borrower’s income. In addition, existing powers to adopt LTV limits have not yet been deployed. Against this background, this paper advances the discussion of borrower-based macroprudential policy in Germany by explaining how borrower-based measures could strengthen financial stability, macroeconomic stability

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Selected Issues Papers

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