发展乌克兰公民金融知识的现代方法

S. Dombrovska
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引用次数: 1

摘要

提出的工作描述了乌克兰人口中形成金融素养的紧迫性和必要性。在国家青年中形成金融知识的重要性得到了证实,特别是对于寻求高等教育的人来说,这是必要的,他们是下一代知识和技能的潜在载体和未来传播者。分析了个人财务素养的本质和意义,阐述了个人财务素养的主要特点和特征。根据年龄、性别、教育程度和居住地(城市或村庄)等因素,对经济合作与发展组织乌克兰人口金融知识指数主要组成部分的统计资料进行了分析。研究发现,乌克兰青年群体最需要的是金融素养和理性金融行为方面的知识和技能。描述了乌克兰年轻人口金融素养指数低水平的前提条件。金融文盲的主要原因是在家庭和教育机构中缺乏关于金融知识的信息、知识和技能。本文论证了将金融素养作为高等学校申请者的教育组成部分进行整合的意义和重要性。阐述了高校教师在培养学生金融知识方面的作用和地位。提出了高等学校学生金融素养导入认知过程中的主要概念、方法和实践问题及矛盾。提出了提高乌克兰高等教育申请人金融素养水平的主要建议和建议。会议强调了在现代社会经济条件下提高寻求高等教育的人的金融知识水平的现有和创新的方法和途径。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
MODERN METHODS OF DEVELOPING FINANCIAL LITERACY AMONG THE UKRAINIAN CITIZENS
The presented work describes the urgency and necessity of the formation of financial literacy among the population of Ukraine. The importance of financial literacy formation among the youth of the country is substantiated, especially it is necessary for higher education seekers, which are potential carriers and future transmitters of knowledge and skills to the next generation. The essence and significance of financial literacy of a person are analyzed, and its main characteristics and features are described. The analysis of statistical information on the main components of the Financial Literacy Index of the Organization for Economic Cooperation and Development of the population of Ukraine was conducted based on such factors as age, sex, level of education and place of residence (city or village). It is established that the category of the young population of Ukraine needs knowledge and skills in financial literacy and rational financial behavior the most. The preconditions of the low level of the Financial Literacy Index of the young population of Ukraine are described. The main reasons for financial illiteracy are the lack of information, knowledge and skills on financial literacy acquired in the family and educational institutions. The article justifies the significance and importance of integration of financial literacy in the form of an educational component for applicants in HEIs. The role and place of a teacher in HEIs for the development of financial literacy among students are described. The main conceptual, methodological and practical problems and contradictions of the introduction of financial literacy in the cognitive process of HEI students are presented. The main recommendations and proposals for improving the level of financial literacy of applicants for higher education in Ukraine are given. Current and innovative methods and ways allowing to improve the level of financial literacy of seekers of higher education in modern socio-economic conditions were highlighted.
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