数字化对伊斯兰金融机构的影响:基于网站的金融系统服务

Fourika Dela Putriana, Budi Sukardi, Fuad Dhiya Ul Husaen
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引用次数: 0

摘要

本研究将考察效率、可靠性、隐私性、履行、响应性和合规性对会员在印度尼西亚中爪哇苏科哈霍BMT Amanah Ummah (AUM)申请基于网站的融资产品的兴趣的影响。这项研究是定量的;数据来自一份发给BMT AUM所有伊斯兰教法融资客户的调查问卷,并使用多元回归统计技术对数据进行分析。研究结果证明,效率正向显著影响会员在BMT资产管理公司提交基于网站的在线理财产品的兴趣。可靠性、隐私性和履行不影响会员在BMT资产管理公司申请基于网站的在线理财产品的兴趣。响应性对会员在BMT资产管理公司申请基于网站的在线理财产品的兴趣有积极但不显著的影响。合规性对会员在BMT资产管理公司申请基于网站的在线理财产品的兴趣有积极而显著的影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
DIGITISATION’S IMPACT ON ISLAMIC FINANCIAL INSTITUTIONS: WEBSITE-BASED FINANCING SYSTEM SERVICES
This study will examine the effect of efficiency, reliability, privacy, fulfilment, responsiveness, and compliance on members' interest in applying for website-based financing products at BMT Amanah Ummah (AUM) Sukoharjo Central Java, Indonesia. This research is quantitative; the data come from a questionnaire distributed to all sharia financing customers at BMT AUM, and the data is analysed using multiple regression statistical techniques. The study's results prove that efficiency positively and significantly affects members' interest in submitting website-based online financing products at the BMT AUM. Reliability, privacy, and fulfilment do not affect members' interest in applying for a website-based online financing product at BMT AUM. Responsiveness has a positive but insignificant effect on members' interest in applying for website-based online financing products at BMT AUM. Compliance positively and significantly affects members' interest in applying for website-based online financing products at BMT AUM.
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