绿色信贷政策有效性研究——基于中国19家上市银行的实证研究

2019 3rd International Conference on Data Science and Business Analytics (ICDSBA) Pub Date : 2019-10-01 DOI:10.1109/ICDSBA48748.2019.00049

Zuoxuan Han, Haifeng Xu, Kai Tu

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引用次数: 3

摘要

本研究主要使用19家上市银行2005 - 2015年的财务数据。运用DID模型对绿色信贷政策的有效性进行实证验证。结论是银行的盈利能力和竞争力与绿色信贷政策的实施有一定的关系。但是，从长期的实践发展来看，绿色信贷政策对银行盈利能力提高的影响正在减弱，即绿色信贷政策降低了银行盈利能力的边际效率。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Research on the Effectiveness of Green Credit Policy -Based on The Empirical Study of 19 Listed Banks in China

This study mainly uses the financial data of 19 listed banks from 2005 to 2015. The DID model is used to empirically demonstrate the effectiveness of the green credit policy. The conclusion is that the bank’s profitability and competitiveness are related to the implementation of the green credit policy to some extent.. However, from the perspective of long-term practice development, the impact of green credit policies on the improvement of bank profitability is decreasing, that is, the green credit policy reduces the marginal efficiency of bank profitability.

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2019 3rd International Conference on Data Science and Business Analytics (ICDSBA)

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