乌干达银行业的技术服务质量和客户满意度

Cyrus Osinde, Jamiah Mayanja, Anthony Tibaingana
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引用次数: 2

摘要

银行业已经转型,技术被广泛用于满足客户的银行需求。尽管具有吸引力,但客户对技术银行服务质量的满意度已成为乌干达银行的一个问题。因此,本研究旨在评估技术服务质量对Pride小额信贷有限公司客户满意度的影响。本研究采用以单个案例为重点的定量研究设计。数据是通过自填问卷的方式从使用科技银行服务的选定分行的客户群体中随机抽取384名客户进行收集的。问卷涵盖服务质量的五个维度,即;效率、可靠性、响应能力、履行能力、安全性。研究发现,科技服务品质对顾客满意有正面且直接的影响。本研究的结果显示,顾客满意的影响最大的维度是履行。在技术服务质量的维度中,响应性和安全性两个维度对顾客满意度没有显著影响。银行机构应使用服务质量维度来评估技术提供的服务,以确保客户满意度,这是竞争优势的来源,因为所有金融机构几乎都经营类似的产品和服务。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Technology Service Quality and Customer Satisfaction in the Uganda’s Banking Sector
Banking industry has transformed and technologies are being extensively used to ease customers banking needs. Despite its attractiveness, customer satisfaction towards technology banking service quality has become an issue among the banks in Uganda. Therefore, this study is aimed at assessing the impact of technology service quality on customer satisfaction in Pride microfinance limited. The research adopts a quantitative research design focusing on a single case study. Data were collected via self-administered questionnaire from a random sample of 384 customers drawn from the population of customers from selected branches using technology banking service. The questionnaire covered five dimensions of service quality namely; efficiency reliability, responsiveness, fulfillment, security. The findings indicate that technology service quality has positive and direct effect on customer satisfaction. The results of this study indicate that the dimension of fulfillment has the greatest impact on customer satisfaction. Among the dimensions of technology service quality, two dimensions, responsiveness and security did not have significant impact on customer satisfaction. Banking institutions should use service quality dimensions to evaluate technology delivered services to ensure customer satisfaction, which is a sources of competitive advantage given, that all financial institutions almost deal in similar products and services.
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