伊斯兰视角下金融科技接受度的元分析

Mimma Maripatul Uula, Syahdatul Maulida, Sherrindra Avedta
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引用次数: 0

摘要

金融科技是一种数字金融服务创新,可以在技术不断进步的时代加速金融普惠。事实证明,即使金融科技的使用越来越多,许多消费者仍然不知道或无法适当地利用它。许多滥用金融科技的事件不断发生,给个人和企业都造成了损失。为了评估社会对新技术的接受程度,我们建立了技术接受模型(TAM)作为分析工具。有几项关于金融科技领域TAM的研究,作者使用文献计量学技术,使用VOSviewer从Dimensions网站收集与该主题相关的期刊文章,以评估数据。研究结果表明,当涉及到使用金融技术时,感知有用性和感知易用性会影响消费者的选择。金融科技服务公司可以利用TAM分析来更好地了解客户的需求和期望。这意味着TAM不仅会吸引新的消费者,也会让现有的消费者满意。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Meta Analysis on Acceptance of Financial Technology in Islamic Perspective
Fintech is a digital financial service innovation that can speed up financial inclusion in an age of ever-increasing technology progress. It turns out that even while the usage of fintech is increasing, many consumers are still unaware of or unable to utilize it appropriately. Many incidents of fintech misuse continue to occur, resulting in losses for individuals and businesses alike. To assess societal adoption of new technologies, the Technology Acceptance Model (TAM) has been established as an analytical tool. There are several studies on TAM in fintech, and the author uses a bibliometric technique to gather journal articles connected to the topic from the Dimensions website using VOSviewer in order to evaluate the data. The findings suggest that perceived usefulness and perceived ease of use have an impact on consumer choices when it comes to utilizing financial technology. Fintech service companies may utilize TAM analysis to better understand their customers' requirements and expectations. That means TAM will not only draw in new consumers, but keep current ones happy as well.
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