金融素养、金融行为与金融危机:以黎巴嫩为例

Robert Mesrob K DerMesrobian
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引用次数: 0

摘要

多年来关于金融素养的学术讨论证实,它促进了健全的金融行为,增加了金融包容性。在这项研究工作中,我检验了后者在金融危机时期是否仍然成立。我以黎巴嫩为例,这个国家正在经历多重危机。通过进行两组调查,并使用以前的研究数据,通过使用不同的统计技术来回答我的三个研究问题,我发现无论人们的说法如何,只有男性从危机中获得金融知识。我还发现,在整个金融危机期间,人们的行为发生了变化,以前提倡的行为变得多余了。我通过为学者和研究人员提供一些未来研究的机会来结束我的研究,因为在这样的时期,关于主题的讨论是稀缺的,也是至关重要的。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Financial Literacy, Financial Behaviors, and Financial Crises: The Case of Lebanon
The years-long academic discussion on financial literacy confirms that it promotes sound financial behaviors and increases financial inclusion. In this research work, I check if the latter still holds true during times of financial crises. I take the case of Lebanon, a country going through multiscale crises. By running two sets of surveys and using previous research data to answer my three research questions by using different statistical techniques, I find that regardless of people’s claims, only males acquire financial knowledge from the crises. I also find that people’s behaviors change throughout the financial crises in which previously advocated behaviors become redundant. I conclude my research by providing scholars and researchers with some opportunities for future research as on-topic discussion is scarce and vital to be done during such times. 
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