{"title":"金融素养、金融行为与金融危机:以黎巴嫩为例","authors":"Robert Mesrob K DerMesrobian","doi":"10.57017/jaes.v18.1(79).05","DOIUrl":null,"url":null,"abstract":"The years-long academic discussion on financial literacy confirms that it promotes sound financial behaviors and increases financial inclusion. In this research work, I check if the latter still holds true during times of financial crises. I take the case of Lebanon, a country going through multiscale crises. By running two sets of surveys and using previous research data to answer my three research questions by using different statistical techniques, I find that regardless of people’s claims, only males acquire financial knowledge from the crises. I also find that people’s behaviors change throughout the financial crises in which previously advocated behaviors become redundant. I conclude my research by providing scholars and researchers with some opportunities for future research as on-topic discussion is scarce and vital to be done during such times. ","PeriodicalId":385824,"journal":{"name":"Journal of Applied Economic Sciences (JAES)","volume":"25 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Financial Literacy, Financial Behaviors, and Financial Crises: The Case of Lebanon\",\"authors\":\"Robert Mesrob K DerMesrobian\",\"doi\":\"10.57017/jaes.v18.1(79).05\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The years-long academic discussion on financial literacy confirms that it promotes sound financial behaviors and increases financial inclusion. In this research work, I check if the latter still holds true during times of financial crises. I take the case of Lebanon, a country going through multiscale crises. By running two sets of surveys and using previous research data to answer my three research questions by using different statistical techniques, I find that regardless of people’s claims, only males acquire financial knowledge from the crises. I also find that people’s behaviors change throughout the financial crises in which previously advocated behaviors become redundant. I conclude my research by providing scholars and researchers with some opportunities for future research as on-topic discussion is scarce and vital to be done during such times. \",\"PeriodicalId\":385824,\"journal\":{\"name\":\"Journal of Applied Economic Sciences (JAES)\",\"volume\":\"25 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-06-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Applied Economic Sciences (JAES)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.57017/jaes.v18.1(79).05\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Applied Economic Sciences (JAES)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.57017/jaes.v18.1(79).05","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Financial Literacy, Financial Behaviors, and Financial Crises: The Case of Lebanon
The years-long academic discussion on financial literacy confirms that it promotes sound financial behaviors and increases financial inclusion. In this research work, I check if the latter still holds true during times of financial crises. I take the case of Lebanon, a country going through multiscale crises. By running two sets of surveys and using previous research data to answer my three research questions by using different statistical techniques, I find that regardless of people’s claims, only males acquire financial knowledge from the crises. I also find that people’s behaviors change throughout the financial crises in which previously advocated behaviors become redundant. I conclude my research by providing scholars and researchers with some opportunities for future research as on-topic discussion is scarce and vital to be done during such times.