MMPS:一个多功能的移动到移动支付系统

A. Saxena, M. Das, Anurag Gupta
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引用次数: 34

摘要

本文提出了一种有效的手机对手机支付系统。有或没有SIM卡的移动电话可作为EMV支付工具,并与银行的借记卡或信用卡账户相连,向拥有移动电话或在线EMV终端的商家付款。在一部手机中,可以在不影响安全性的情况下配置来自不同银行的多个信用卡或借记卡账户。该框架提供了一种安全便捷的支付机制,无需任何终端基础设施。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
MMPS: a versatile mobile-to-mobile payment system
The paper presents an effective mobile-to-mobile payment system. A mobile phone with or without SIM card is enabled as an EMV payment instrument and is linked to a debit or credit account in a bank to pay merchant who has a mobile phone or an online EMV capable terminal. In a single phone, multiple credit or debit accounts from different banks can be configured without compromising on security. The proposed framework provides a secure and convenient payment mechanism without any terminal infrastructure.
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