资本充足率、不良融资、融资与存款比率、营运费用及营运收入对银行盈利能力的影响

Journal of Accounting Research, Utility Finance and Digital Assets Pub Date : 2023-03-23 DOI:10.54443/jaruda.v1i4.51

Aldy Syafrizalˡ, Rico Nur Ilham², Darmawati Muchtar

{"title":"资本充足率、不良融资、融资与存款比率、营运费用及营运收入对银行盈利能力的影响","authors":"Aldy Syafrizalˡ, Rico Nur Ilham², Darmawati Muchtar","doi":"10.54443/jaruda.v1i4.51","DOIUrl":null,"url":null,"abstract":"This study aims to analyze the effect of Capital Adequacy Ratio, Non Performing Financing, Financing To Deposit Ratio and Operating Expenses and Operating Income on profitability at PT. Sharia Aceh Bank. Where in this study profitability is seen from the return on assets (ROA). This study uses a quantitative method using the Autoregressive Distributed Lag (ARDL) approach. This study uses time series data or time series data where this research was conducted during the period 2012 to 2021. The results of this study indicate that the Capital Adequacy Ratio partially has no effect, Non Performing Financing partially has a positive and significant effect, Financing To Deposit Ratio partially has an effect negative and significant,","PeriodicalId":284428,"journal":{"name":"Journal of Accounting Research, Utility Finance and Digital Assets","volume":"13 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2023-03-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"7","resultStr":"{\"title\":\"EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, OPERATING EXPENSES AND OPERATIONAL INCOME ON PROFITABILITY AT PT. BANK ACEH SYARIAH\",\"authors\":\"Aldy Syafrizalˡ, Rico Nur Ilham², Darmawati Muchtar\",\"doi\":\"10.54443/jaruda.v1i4.51\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study aims to analyze the effect of Capital Adequacy Ratio, Non Performing Financing, Financing To Deposit Ratio and Operating Expenses and Operating Income on profitability at PT. Sharia Aceh Bank. Where in this study profitability is seen from the return on assets (ROA). This study uses a quantitative method using the Autoregressive Distributed Lag (ARDL) approach. This study uses time series data or time series data where this research was conducted during the period 2012 to 2021. The results of this study indicate that the Capital Adequacy Ratio partially has no effect, Non Performing Financing partially has a positive and significant effect, Financing To Deposit Ratio partially has an effect negative and significant,\",\"PeriodicalId\":284428,\"journal\":{\"name\":\"Journal of Accounting Research, Utility Finance and Digital Assets\",\"volume\":\"13 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-03-23\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"7\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Accounting Research, Utility Finance and Digital Assets\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.54443/jaruda.v1i4.51\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Accounting Research, Utility Finance and Digital Assets","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.54443/jaruda.v1i4.51","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}

引用次数: 7

摘要

本研究旨在分析资本充足率、不良融资、融资与存款比率、营业费用与营业收入对PT. Sharia Aceh银行盈利能力的影响。在本研究中，盈利能力是从资产回报率(ROA)来看的。本研究采用自回归分布滞后(ARDL)方法的定量方法。本研究使用的时间序列数据或时间序列数据，本研究在2012年至2021年期间进行。本研究结果表明，资本充足率部分无影响，不良融资部分有正向显著影响，融资存比部分有负向显著影响。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文本刊更多论文

EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, OPERATING EXPENSES AND OPERATIONAL INCOME ON PROFITABILITY AT PT. BANK ACEH SYARIAH

This study aims to analyze the effect of Capital Adequacy Ratio, Non Performing Financing, Financing To Deposit Ratio and Operating Expenses and Operating Income on profitability at PT. Sharia Aceh Bank. Where in this study profitability is seen from the return on assets (ROA). This study uses a quantitative method using the Autoregressive Distributed Lag (ARDL) approach. This study uses time series data or time series data where this research was conducted during the period 2012 to 2021. The results of this study indicate that the Capital Adequacy Ratio partially has no effect, Non Performing Financing partially has a positive and significant effect, Financing To Deposit Ratio partially has an effect negative and significant,

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

Journal of Accounting Research, Utility Finance and Digital Assets

自引率

0.00%

发文量