年轻借款人对联名信用卡的使用及其长期结果

FEDS Notes Pub Date : 2022-07-01 DOI:10.17016/2380-7172.3165

Hannah Case

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引用次数: 0

摘要

在美国，获得信贷是平滑消费和积累财富的重要渠道。然而，建立和建立信用记录需要时间。父母可以帮助他们的孩子尽早建立信用，并确保良好的信用行为，比如按时付款，通过成为信用卡的联名人。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Young Borrowers' Usage of Cosigned Credit Cards and Long Run Outcomes

In the United States, access to credit is an important channel for smoothing consumption and building wealth. However, establishing and building a credit history can take time. Parents may be able to help their children build credit early and ensure good credit behavior, such as paying on time, by being a cosigner on a credit card.

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FEDS Notes

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