金融能力对马卡萨妇女的金融素养的影响

Budi Rustandi Kartawinata, Muhammad Ikhwan Mubaraq
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引用次数: 6

摘要

目前,女性在商业甚至家庭中都扮演着至关重要的角色。鉴于这个群体具有非常重要的战略地位,因为这个群体成为家庭财务决策的决定性因素。因此,在财务决策过程中,非常需要妇女的金融知识作为指导,使妇女的角色能够正确和适当地发挥作用。本研究旨在确定金融行为、金融态度和金融知识对望加锡市受过良好教育的女性金融素养的影响。本研究是一项定量研究,采用描述性和因果性数据分析。调查对象为100名受过良好教育的望加锡妇女。本研究使用四个变量,即三个自变量和一个因变量。自变量包括理财行为、理财态度和理财知识,因变量为理财素养。本研究结果表明,财务行为处于73.74%的位置,属于良好类别。财务态度占82.47%,属于良好类别。金融知识占84.57%,属于优秀类别。金融知识的比例为78.52%,属于良好类别。本研究结果表明,财务知识对财务素养有显著影响。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
PENGARUH KOMPETENSI KEUANGAN TERHADAP LITERASI KEUANGAN BAGI WANITA DI MAKASSAR
Currently women hold a vital role both in business even in household. Given that the group has a very strategic position because this group becomes a determinant in decision making of household financial. Therefore, the financial literacy of women is very needed to be a guide in the financial decision making process so that the role of women can run properly and appropriately. This research aims to determine the influence of financial behavior, financial attitude, and financial knowledge on financial literacy of well educated women in Makassar city. This research is a quantitative research with descriptive and causal data analysis. Respondents studied in this research numbered to 100 well-educated women in Makassar. This study uses four variables, namely three independent variables and one dependent variable. The independent variable consists of financial behavior, financial attitude, and financial knowledge while the dependent variable is financial literacy . The results of this study indicate that the financial behavior is in the position of 73.74% and included in good category. Financial attitude has a percentage of 82.47% and included in good category. Financial knowledge has a percentage of 84.57% and included in excellent category. Financial literacy has a percentage of 78.52% and included in good category. The results of this research indicate that financial knowledge has a significant influence on financial literacy.
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