Dwi Rianawati, Nur Imam Taufik
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引用次数: 1

摘要

银行作为一个金融机构,是一个以商业为导向的实体,其目标是通过道德的方式,包括通过满足客户的需求和满意度来赚取利润/收入。由于商品是由银行加工和销售的,因此银行的资金也将成为其业务的对象。银行是一种商业实体,其职能是以存款的形式向公众筹集资金,并以信贷和其他形式向公众或债务人分配资金。这些分布的风险很可能会影响到不太顺利归还的贷款金额或也称为不良贷款(NPL),这将影响到公司的金融银行业务。不良贷款是信用分散的贷款,但贷款是不合格的、可疑的和亏损的。使用的数据量长达42个月,它们是nousantara Parahyangan银行的第三方基金,分布式贷款and Non - Performing LoansÂ的数据,以及2013年1月至2016年6月期间的利润。本研究采用线性回归模型对数据进行分析,结果表明:第三方基金对努桑塔拉银行Parahyangan Sudirman分行的利润增长水平有显著影响;分布式贷款的数量对努桑达拉Parahyangan Sudirman分行的利润增长水平没有显著影响;Nusantara Parahyangan Sudirman分行的不良贷款量对利润增长水平没有显著影响;研究表明,nousantara Parahyangan Sudirman分行的第三方资金金额、分布式贷款和不良贷款的变量同时对利润增长水平有显著影响。Â关键词:TPF的影响,DL,不良贷款,利润
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Dana Pihak Ketiga, Kredit yang Disalurkan dan Kredit Non Lancar Terhadap Laba(The Impact Of Third parties funds, DistributedLoans On Profitabilites) (Studi Kasus Pada Bank Nusantara Parahyangan Cabang Sudirman)
Bank as a financial institution is a business-oriented entity that is aiming to make profit/earnings through ethical ways including through fulfillment of customer needs and satisfaction. As commodities are processed and sold by the bank is fund that will also be the object of its business. Bank is a business entity which functions to collect funds from the public in the form of deposits, and also serves to distribute in the form of credit and other forms to the public or the debtor. The distribution is likely to impact the risk be less smooth return of the loan amount or also known as Non-Performing Loans (NPL), which will affect the company's financial banking. Non-performing loans are credit distributed loans, but the loans are substandard, doubtful and loss. The amount of data that is used as much as 42 months, they are the data of Third Party Fund, Distributed Loans and  Non Performing Loans  of Bank Nusantara Parahyangan, and also its profit from the period of January 2013- June 2016. The data were analyzed in this study using a linear regression model, and the results are Third Party Fund has significant effect on profit growth level at the Bank Nusantara Parahyangan Sudirman branch; The amount of Distributed Loans does not have significant effect on profit growth level at Bank Nusantara Parahyangan Sudirman branch; The amount of Non Performing Loans does not have significant effect on profit growth level at Bank Nusantara Parahyangan Sudirman branch; Research shows the variable of the Amount of Third Party Funds, Distributed Loans, and Non Performing Loans simultaneously have a significant effect on profit grow level at Bank Nusantara Parahyangan Sudirman branch. Keywords: Impact of TPF, DL, NPL, Profit
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