加快伊斯兰银行的金融技术发展,作为应对COVID-19大流行的一项现有努力

M. Iqbal, Rinol Sumantri, Ratih Khoirunnisa
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引用次数: 1

摘要

金融科技,也就是我们熟悉的金融科技,是一个将科技和金融结合起来的平台,它以科技为基础,为客户提供更方便的金融业务,从而无需面对面的交易。金融技术目前在印度尼西亚是一种趋势,特别是在2020-2021年期间发生的COVID-19大流行高峰之后,不仅在银行业,而且在支付和点对点着陆方面开始传播独立的金融技术。所有以技术为基础的金融机构相互竞争,印度尼西亚的伊斯兰银行机构,以三家伊斯兰银行合并为一股大力量为标志,即印度尼西亚伊斯兰银行,该银行优化了基于数字的产品,以最大限度地提高其公司的盈利能力。本研究的目的是找出伊斯兰银行,特别是印度尼西亚伊斯兰银行在利用金融科技最大化其公司盈利能力方面的技巧。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
ACCELERATION OF FINANCIAL TECHNOLOGY GROWTH IN ISLAMIC BANKS AS AN EXISTENCE EFFORT TO FACE THE PANDEMIC OF COVID-19
Financial Technology or what is familiarly called fintech is a platform that combines technology and finance into a technology-based financial business that makes it easier for customers so that there is no need for face-to-face transactions. Financial technology is currently trending in Indonesia, especially after the peak of the COVID-19 pandemic that occurred throughout 2020-2021, not only in banking but has begun to spread stand-alone financial technology in terms of payments and peer to peer landing. All technology-based financial institutions compete with each other, Islamic banking institutions in Indonesia, marked by the merger of three Islamic banks into one big force, namely Bank Syariah Indonesia which has optimized digital-based products to maximize the profitability of their companies. The purpose of this study is to find out the tips of Islamic Banking, especially Indonesian Islamic Banks in maximizing the profitability of their companies with fintech.
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