{"title":"通过全渠道使用数据分析重新思考银行网点关闭策略","authors":"Moo Geon Kim, Seong An Kang, M. Ryu","doi":"10.1109/ICAIIC57133.2023.10066991","DOIUrl":null,"url":null,"abstract":"This study attempted an ANOVA analysis to see the status of various omni-channel usage by customer type using actual customer data of domestic provincial banks. And, through regression analysis, the factors influencing each channel were investigated. Therefore, the purpose of study provides implications for rethinking banks' branch closure strategies through this analysis. As a result of the analysis, it was found that the older the customer, the higher the customer class, the more they use face-to-face(branch )channels.","PeriodicalId":105769,"journal":{"name":"2023 International Conference on Artificial Intelligence in Information and Communication (ICAIIC)","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2023-02-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Rethinking bank branch closure strategies through omni-channel usage data analysis\",\"authors\":\"Moo Geon Kim, Seong An Kang, M. Ryu\",\"doi\":\"10.1109/ICAIIC57133.2023.10066991\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"This study attempted an ANOVA analysis to see the status of various omni-channel usage by customer type using actual customer data of domestic provincial banks. And, through regression analysis, the factors influencing each channel were investigated. Therefore, the purpose of study provides implications for rethinking banks' branch closure strategies through this analysis. As a result of the analysis, it was found that the older the customer, the higher the customer class, the more they use face-to-face(branch )channels.\",\"PeriodicalId\":105769,\"journal\":{\"name\":\"2023 International Conference on Artificial Intelligence in Information and Communication (ICAIIC)\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2023-02-20\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"2023 International Conference on Artificial Intelligence in Information and Communication (ICAIIC)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1109/ICAIIC57133.2023.10066991\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"2023 International Conference on Artificial Intelligence in Information and Communication (ICAIIC)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1109/ICAIIC57133.2023.10066991","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Rethinking bank branch closure strategies through omni-channel usage data analysis
This study attempted an ANOVA analysis to see the status of various omni-channel usage by customer type using actual customer data of domestic provincial banks. And, through regression analysis, the factors influencing each channel were investigated. Therefore, the purpose of study provides implications for rethinking banks' branch closure strategies through this analysis. As a result of the analysis, it was found that the older the customer, the higher the customer class, the more they use face-to-face(branch )channels.
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