乡村项目连续性中的伊斯兰金融素养与伊斯兰金融普惠分析(以Purbalingga县Bobotsari区Gunungkarang村Puspa Mandiri女农民小组为例)

Norailis Ab. Wahab, Yoiz Shofwa Shafrani, Desi Latifah
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引用次数: 0

摘要

Puspa Mandiri的女农民小组是一个乡村项目,旨在提高Purbalingga县Bobotsari区的Gunungkarang村的妇女赋权。在这一群体中,农民有几个问题,如在财务报表中经常写名义错误和缺乏管理作物产量的资金。这两个问题与金融知识水平和伊斯兰教法金融包容性有关。因此,本研究旨在分析Puspa Mandiri女农民团体的金融素养水平和伊斯兰教法金融包容性。本研究采用定量描述方法作为实地研究。本研究的变量为金融素养和伊斯兰普惠金融。本研究的主要工具是以问卷的形式分发给23名受访者。对研究数据进行描述性统计分析。然后使用描述性百分比表对每个变量的指数计算结果进行分类。结果表明,Puspa Mandiri女农民群体的伊斯兰教法金融素养水平处于中等水平(61.35%),伊斯兰教法金融包容性处于低水平(29.92%)。出现的问题与伊斯兰教法金融知识水平和伊斯兰教法金融纳入妇女农民团体或Kelompok Wanita Tani (KWT)有关,这可能威胁到Gunungkarang村项目的可持续性。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
An Analysis Of Sharia Financial Literacy And Sharia Financial Inclusion In The Village Program Continuity (A Case Study of the Women Farmers Group of Puspa Mandiri in Gunungkarang Village, Bobotsari District, Purbalingga Regency)
The Women Farmers Group of Puspa Mandiri is a village program that aims to increase women's empowerment in Gunungkarang Village, Bobotsari District, Purbalingga Regency. In this group tfarmerhere are several problems such as the frequent errors in writing the nominal in financial statements and the lack of capital for managing crop yields. These two problems are related to the level of financial literacy and Sharia financial inclusion. Therefore, this study aims to analyze the level of financial literacy and Sharia financial inclusion in the Women Farmers Group of Puspa Mandiri. This research is included as a field research using a quantitative descriptive approach. The variables in this study are financial literacy and Sharia financial inclusion. The main instrument in this study is in the form of a questionnaire which was distributed to 23 respondents. The research data were analyzed using descriptive statistics. The results of calculating the index of each variable are then categorized according to the analysis using descriptive percentage table. The results show that the level of Sharia financial literacy in the Women Farmers Group of Puspa Mandiri was in the medium category (61.35%) and the Sharia financial inclusion was in the low category (29.92%). The problems that arise are related to the level of Sharia financial literacy and the inclusion of Sharia finance in Women Farmers Group or Kelompok Wanita Tani (KWT) which can threaten the sustainability of the Gunungkarang Village program.
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