{"title":"互联网金融对商业银行盈利能力的影响研究","authors":"Hao Dong","doi":"10.1109/ECIT52743.2021.00084","DOIUrl":null,"url":null,"abstract":"The rapid rise of Internet finance has brought considerable challenges to the traditional financial industry and a threat to commercial banks. To promote commercial banks to correctly respond to the impact of internet finance, this article analyzes and studies the impact of internet finance on commercial bank deposits and loans, the impact of internet finance on commercial bank income, and the impact of internet finance on commercial bank income to make recommendations for the current threats of Internet finance to banks.","PeriodicalId":186487,"journal":{"name":"2021 2nd International Conference on E-Commerce and Internet Technology (ECIT)","volume":"38 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2021-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"4","resultStr":"{\"title\":\"Research on the Impact of Internet Finance on the Profitability of Commercial Banks\",\"authors\":\"Hao Dong\",\"doi\":\"10.1109/ECIT52743.2021.00084\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The rapid rise of Internet finance has brought considerable challenges to the traditional financial industry and a threat to commercial banks. To promote commercial banks to correctly respond to the impact of internet finance, this article analyzes and studies the impact of internet finance on commercial bank deposits and loans, the impact of internet finance on commercial bank income, and the impact of internet finance on commercial bank income to make recommendations for the current threats of Internet finance to banks.\",\"PeriodicalId\":186487,\"journal\":{\"name\":\"2021 2nd International Conference on E-Commerce and Internet Technology (ECIT)\",\"volume\":\"38 1\",\"pages\":\"0\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2021-03-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"4\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"2021 2nd International Conference on E-Commerce and Internet Technology (ECIT)\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1109/ECIT52743.2021.00084\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"2021 2nd International Conference on E-Commerce and Internet Technology (ECIT)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1109/ECIT52743.2021.00084","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Research on the Impact of Internet Finance on the Profitability of Commercial Banks
The rapid rise of Internet finance has brought considerable challenges to the traditional financial industry and a threat to commercial banks. To promote commercial banks to correctly respond to the impact of internet finance, this article analyzes and studies the impact of internet finance on commercial bank deposits and loans, the impact of internet finance on commercial bank income, and the impact of internet finance on commercial bank income to make recommendations for the current threats of Internet finance to banks.
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