金融发展对居民收入不平等影响的实证分析—来自云南16个地州市的经验证据 The Effect of Financial Development on the Residents’ Income Inequality—An Empirical Analysis from 16 Cites in Yunnan Province

云南省金融发展对居民收入不平等的改善具有一定的作用。论文采用2008~2012年云南省16个地州市的面板数据进行实证分析，结果发现：云南省金融发展与收入不平等是非线性关系，二者呈“倒U型”。因此，缩减云南省居民间的收入不平等必须注重金融发展的规模与效率、深化金融发展的同时需考量区域间金融发展和收入不平等存有的异质性，才能制定良好的经济金融政策，以缩减居民收入不平等程度。 Financial development has a certainly effect on the reduction of income inequality. Using the panel data of 16 cities from 2008 to 2012 in Yunnan Province, this paper examines the relationship between financial development and residents’ income inequality by empirical analysis in Yunnan Province. The results of regression suggest that there is a nonlinear relationship of “inverted U shape” between financial development and income inequality. Therefore, reducing the income inequality needs to pay attention to the scale and efficiency of financial development, deepen financial development, and consider the entities of heterogeneity in regional financial development and income inequality for making perfectly economic and finance policies to reduce the income inequality of residents in Yunnan.