Complementarity of the Provision of Insurance Services and Services of a Different Kind, i.e. Cross-Selling

This article focuses on discussing the standards laid down in Article 10 of the Insurance Distribution Act. It concerns the so-called packages of insurance services and other services or sale of things. Complementarity of the provision of insurance services poses the threat of misselling. Hence, the legislature desires to limit the freedom of insurance distribution by additional information obligations imposed on insurance intermediaries, to whom the analyzed regulation is primarily addressed.