某工科大学学生财务素养(自我效能感)的性别特征

I. Baranova, M. Vlasenko, N. Ovchinnikova, E. Prikhodko
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引用次数: 0

摘要

金融技术、工具和服务的发展实现了金融教育和提高人口金融素养的重要性,这决定了在与他们当前和未来福祉相关的问题上采取有效的决策。通过对新西伯利亚国立技术大学学生金融素养的研究,揭示了金融行为的性别特异性,从而为缩小年轻人金融素养水平的性别差距提出建议。有意见认为,这一领域的发展前景不仅应与财务知识有关,而且应与执行措施有关,以提高妇女对其管理个人财务能力的信心。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Gender Features of Financial Literacy (Self-Efficacy) of Students at a Technical University
The development of financial technologies, tools and services actualizes the importance of financial education and improving the financial literacy of the population, which determines the adoption of effective decisions on issues related to their current and future well-being. The study of financial literacy of students of Novosibirsk state technical University revealed the gender specificity of financial behavior, which allowed us to make recommendations to reduce the gender gap in the level of financial literacy of young people. The opinion was expressed that the prospects for the development of this area should be related not only to financial literacy, but also to the implementation of measures to increase women's self-confidence in their ability to manage personal finances.
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