Manager bonding and the technical efficiency of cooperative credit unions-parametric and non-parametric analyses

IF 2.5 4区 经济学 Q2 ECONOMICS
Michael Adusei, Kwasi Poku, Samuel Akomea
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引用次数: 1

Abstract

We engage parametric and non-parametric approaches to analyze unbalanced data (2012–16) from 225 credit unions in Ghana. The non-parametric analysis involves using data envelopment analysis to assess the technical efficiency of the credit unions. We show that most of them are not technically efficient. The average five-year overall technical efficiency and pure technical efficiency scores of a credit union are 0.87 and 0.91 respectively. Targeted at inquiring whether manager bonding significantly connects with the technical efficiency of credit unions, the parametric analysis which involves the use of probit and logit regression techniques, shows that, generally, the bonding of managers hurts the technical efficiency of credit unions. We are, thus, led to the conclusion that bonding of managers may not be in the best interest of credit unions in Ghana.

合作信用社经理关系与技术效率——参数与非参数分析
我们采用参数和非参数方法来分析来自加纳225个信用合作社的不平衡数据(2012 - 2016)。非参数分析包括使用数据包络分析来评估信用合作社的技术效率。我们展示了它们中的大多数在技术上不是有效的。信用合作社5年总体技术效率和纯技术效率的平均得分分别为0.87和0.91。针对经理关系是否与信用社的技术效率显著相关的问题,运用probit和logit回归技术的参数分析表明,一般情况下,经理关系损害信用社的技术效率。因此,我们得出的结论是,管理人员之间的联系可能不符合加纳信用合作社的最佳利益。
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来源期刊
CiteScore
3.80
自引率
12.50%
发文量
37
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