BlockChain Platforms in Financial Services: Current Perspective

IF 16.4 1区化学 Q1 CHEMISTRY, MULTIDISCIPLINARY

Accounts of Chemical Research Pub Date : 2020-11-01 DOI:10.2478/bsrj-2020-0030

P. G. Bringas, Iker Pastor-López, G. Psaila

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引用次数: 5

Abstract

Abstract Background BlockChain technology was invented to support bitcoin, currently the most popular virtual currency. Objectives The purpose of this paper is to investigate contemporary BlockChain platforms in financial services. Methods/Approach An unstructured literature review has been used. Results BlockChain in financial services is mostly associated with bitcoin exchange. However, this is a partial view of both BlockChain technology and its possible adoption for financial services: in fact, many BlockChain platforms are now available and many different financial services can be effectively supported by BlockChain platforms, even though they are not based on virtual-money exchange. Furthermore, people are attracted by the concept of smart contract, i.e., a contract that is automatically executed by computer technology, without human intervention. Conclusions The contribution of this paper is twofold: first of all, we introduce the four BlockChain platforms that are now most popular, discussing how they support the smart contract concept; second, we identify some typical categories of financial services, matching each of them with the platform that provides the best support for each category.

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金融服务中的区块链平台:当前视角

区块链技术是为了支持目前最流行的虚拟货币比特币而发明的。本文的目的是研究当代区块链金融服务平台。方法/方法采用非结构化文献综述。金融服务的结果区块链主要与比特币交易有关。然而，这是对区块链技术及其在金融服务中可能采用的部分看法:事实上，现在有许多区块链平台可用，区块链平台可以有效地支持许多不同的金融服务，即使它们不是基于虚拟货币交换。此外，人们被智能合约的概念所吸引，即由计算机技术自动执行的合同，无需人为干预。本文的贡献是双重的:首先，我们介绍了目前最流行的四个区块链平台，讨论了它们如何支持智能合约概念;其次，我们确定了一些典型的金融服务类别，并将每个类别与为每个类别提供最佳支持的平台进行匹配。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Accounts of Chemical Research 化学-化学综合

CiteScore

31.40

自引率

1.10%

发文量

312

审稿时长

2 months

期刊介绍： Accounts of Chemical Research presents short, concise and critical articles offering easy-to-read overviews of basic research and applications in all areas of chemistry and biochemistry. These short reviews focus on research from the author’s own laboratory and are designed to teach the reader about a research project. In addition, Accounts of Chemical Research publishes commentaries that give an informed opinion on a current research problem. Special Issues online are devoted to a single topic of unusual activity and significance. Accounts of Chemical Research replaces the traditional article abstract with an article "Conspectus." These entries synopsize the research affording the reader a closer look at the content and significance of an article. Through this provision of a more detailed description of the article contents, the Conspectus enhances the article's discoverability by search engines and the exposure for the research.