Exploring the Link Between Cashless Society and Cybercrime in Indonesia

Q2 Social Sciences

Australian Journal of Telecommunications and the Digital Economy Pub Date : 2022-09-21 DOI:10.18080/jtde.v10n3.533

Kemal Farouq Mauladi, I. Jaya, M. A. Esquivias

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引用次数: 4

Abstract

This study examines whether the rise in cybercrime activity in Indonesia is associated with the perceived benefits, convenience, and risk of a cashless society. In doing so, we apply Structural Equation Modelling (SEM) to a total sample of 200 Indonesian respondents who have been victims of cyber fraud. The results indicate that the high cybercrime rate, including phishing, distributed denial-of-service (DDoS), and social engineering, is positively associated with the perceived benefits and risks of transacting online. The rise in cases of DDoS can particularly be linked to consumers’ increasing perceptions of convenience in undertaking cashless transactions. The findings suggest that more stringent cyber law enforcement needs to be implemented. Digital technologies will continue to improve, and more consumers will do transactions digitally. With increasing volumes of cashless transactions, the risk of cyber attacks will likely increase. Stakeholders need to strengthen data privacy and provide a secure environment for customers. International cooperation should be promoted through the establishment of virtual world law as economic activities and cybercrime risks now become borderless.

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探索印尼无现金社会与网络犯罪之间的联系

本研究探讨了印尼网络犯罪活动的增加是否与无现金社会的利益、便利和风险有关。在此过程中，我们将结构方程模型(SEM)应用于200名印度尼西亚受访者的总样本，这些受访者曾是网络欺诈的受害者。结果表明，高网络犯罪率，包括网络钓鱼、分布式拒绝服务(DDoS)和社会工程，与在线交易的感知利益和风险呈正相关。DDoS攻击案例的增加可能与消费者越来越意识到进行无现金交易的便利性有关。调查结果表明，需要实施更严格的网络执法。数字技术将继续改进，更多的消费者将以数字方式进行交易。随着无现金交易数量的增加，网络攻击的风险可能会增加。利益相关者需要加强数据隐私，为客户提供安全的环境。随着经济活动和网络犯罪风险变得无国界，应该通过建立虚拟世界法来促进国际合作。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Australian Journal of Telecommunications and the Digital Economy Social Sciences-Communication

CiteScore

1.60

自引率

0.00%

发文量

期刊介绍： The Journal of Telecommunications and the Digital Economy (JTDE) is an international, open-access, high quality, peer reviewed journal, indexed by Scopus and Google Scholar, covering innovative research and practice in Telecommunications, Digital Economy and Applications. The mission of JTDE is to further through publication the objective of advancing learning, knowledge and research worldwide. The JTDE publishes peer reviewed papers that may take the following form: *Research Paper - a paper making an original contribution to engineering knowledge. *Special Interest Paper – a report on significant aspects of a major or notable project. *Review Paper for specialists – an overview of a relevant area intended for specialists in the field covered. *Review Paper for non-specialists – an overview of a relevant area suitable for a reader with an electrical/electronics background. *Public Policy Discussion - a paper that identifies or discusses public policy and includes investigation of legislation, regulation and what is happening around the world including best practice *Tutorial Paper – a paper that explains an important subject or clarifies the approach to an area of design or investigation. *Technical Note – a technical note or letter to the Editors that is not sufficiently developed or extensive in scope to constitute a full paper. *Industry Case Study - a paper that provides details of industry practices utilising a case study to provide an understanding of what is occurring and how the outcomes have been achieved. *Discussion – a contribution to discuss a published paper to which the original author''s response will be sought. Historical - a paper covering a historical topic related to telecommunications or the digital economy.