Interest-Free Microfinance in India: A Case Study of the Al-Khair Cooperative Credit Society

Q3 Economics, Econometrics and Finance

Journal of King Abdulaziz University, Islamic Economics Pub Date : 2018-01-01 DOI:10.4197/islec.31-1.3

Wasiullah Shaik Mohammed, K. Waheed

引用次数: 5

Abstract

Interest-free microfinance institutions are providing efficient services around the globe including in India. The current paper is a case study research of Al-Khair – a well-known interest-free credit cooperative society in India. In this paper, the authors try to understand the modus operandi of the selected institution. The selected institution has also been evaluated in terms of various parameters such as its current status, outreach, beneficiaries, growth, and financial health. In conclusion, the authors highlight the potential challenges facing this institution and make a few recommendations for its further growth and development.

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印度无息小额信贷:以Al-Khair合作社信贷协会为例

无息小额信贷机构在包括印度在内的全球范围内提供高效的服务。本文以印度著名的无息信用合作社Al-Khair为例进行研究。在本文中，作者试图了解所选机构的运作方式。还根据各种参数对选定的机构进行了评估，例如其现状、外联、受益人、增长和财务状况。最后，作者强调了该机构面临的潜在挑战，并对其进一步成长和发展提出了一些建议。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Journal of King Abdulaziz University, Islamic Economics Economics, Econometrics and Finance-Economics, Econometrics and Finance (all)

CiteScore

0.60

自引率

0.00%

发文量

期刊介绍： The aims and scope of the journal include: -To develop the emerging paradigm of Islamic economics on scientific lines through publishing original works in this field that pass its peer review process. -To promote dialogue and discussion on current issues in the fields of Islamic economics and finance among the international community of scholars. -To encourage empirical research on Islamic finance, takaful, zakah, awqaf and other Islamic institutions including case studies from Muslim economies. -Contemporary global economic issues viewed from an Islamic perspective. To publish book reviews of important works published in the field, including books in conventional economics, business and finance having some connection with Islamic economics and/or finance.