Analysis of directions of development of insurance in the Russian Federation

Q4 Computer Science

Journal of Computing and Information Technology Pub Date : 2020-10-15 DOI:10.15350/2409-7616.2020.3.17

N. Mashkina, Ekaterina Selyutina

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Abstract

The article examines the main trends in the insurance market of the Russian Federation as one of the most dynamically developing areas of business in the country's economy. Insurance affects most of the life of modern society, which determines the relevance of the research topic. Insurance is carried out in two forms compulsory and voluntary. Compulsory insurance is guaranteed by the state, but voluntary insurance is more flexible and allows you to take into account a wide range of client needs. However, there are currently some problems that require immediate solutions. The growth of the insurance market in Russia is mainly due to an increase in the volume of insurance premiums for motor insurance (CASCO, OSAGO) and life insurance. The development of the insurance market at the federal level is influenced by the situation in the regions, therefore it is important to assess trends at the regional level. The aim of the study is to analyze the direction of insurance development in the Russian Federation. During the study, comparison methods and economic and statistical methods were used. The tasks of the work are to identify existing problems in the insurance market in Russia and find solutions to them. The result was a study of the level of development of the insurance market in Russia for the period 2017-2019. The study examined the dynamics of insurance receipts and payments for various types of insurance in Kursk, Voronezh and Bryansk regions. The main conclusion of the work was the conclusion that now there is a problem of distrust of the population to insurance, as well as a lack of qualified insurance personnel. In this regard, it is necessary to pay special attention to improving the insurance culture of the population and strengthening state control over insurance companies. In 2019, for the first time in the last ten years, there is a sharp decline in the Russian insurance market, and for the first time there is a zero increase in insurance premiums. The development of insurance in Russia is also negatively affected by the situation with coronavirus, namely the

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俄罗斯联邦保险业发展方向分析

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本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Journal of Computing and Information Technology Computer Science-Computer Science (all)

CiteScore

0.60

自引率

0.00%

发文量

审稿时长

26 weeks

期刊介绍： CIT. Journal of Computing and Information Technology is an international peer-reviewed journal covering the area of computing and information technology, i.e. computer science, computer engineering, software engineering, information systems, and information technology. CIT endeavors to publish stimulating accounts of original scientific work, primarily including research papers on both theoretical and practical issues, as well as case studies describing the application and critical evaluation of theory. Surveys and state-of-the-art reports will be considered only exceptionally; proposals for such submissions should be sent to the Editorial Board for scrutiny. Specific areas of interest comprise, but are not restricted to, the following topics: theory of computing, design and analysis of algorithms, numerical and symbolic computing, scientific computing, artificial intelligence, image processing, pattern recognition, computer vision, embedded and real-time systems, operating systems, computer networking, Web technologies, distributed systems, human-computer interaction, technology enhanced learning, multimedia, database systems, data mining, machine learning, knowledge engineering, soft computing systems and network security, computational statistics, computational linguistics, and natural language processing. Special attention is paid to educational, social, legal and managerial aspects of computing and information technology. In this respect CIT fosters the exchange of ideas, experience and knowledge between regions with different technological and cultural background, and in particular developed and developing ones.