Ownership of the Place of Residence in Ghana: A Gender Analysis

Abstract

Using data from a survey that collected individual-level asset data in 2010 logistic regressions are employed to identify the correlates of homeownership and whether these are the same for women and men. We find that the factors associated with the likelihood of being a homeowner are not identical for women and men. In Ghana, reported owners of an asset do not always have the rights associated with being an owner, e.g. the right to sell, bequeath or use the asset as collateral. The second part of this paper investigates the correlates of the right to sell and the right to use the place of residence as collateral among owners of the place of residence. Male owners of places of residence are more likely than female owners to have the full range of ownership rights. In addition, the correlates of ownership rights are not identical for women and men.