Muhammad Iqbal Surya Pratikto, Clarissa Belinda Fabrela, Maziyah Mazza Basya
{"title":"Analisis Kesehatan Laporan Keuangan pada PT Bank Muamalat Indonesia Tbk dengan Menggunakan Metode Camel Tahun 2015–2019","authors":"Muhammad Iqbal Surya Pratikto, Clarissa Belinda Fabrela, Maziyah Mazza Basya","doi":"10.15642/oje.2021.5.2.75-85","DOIUrl":null,"url":null,"abstract":"The purpose of this study is to determine the level of health at PT Bank Muamalat Indonesia Tbk using the CAMEL method (Capital, Asset Quality, Management, Earning, and Liquidity) for the 2015-2019 period. The results of research on the health of PT Bank Muamalat Indonesia Tbk in 2015-2019 show that the ratio of CAR, NPF, and NI is considered good, while the ratio of PDN and FDR is considered quite good. However, the ROA, ROE, and BOPO ratios are considered less good because all the results of the ratios are included in the unhealthy category.","PeriodicalId":40400,"journal":{"name":"Homo Oeconomicus-Journal of Behavioral and Institutional Economics","volume":"21 1","pages":""},"PeriodicalIF":0.1000,"publicationDate":"2021-06-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"5","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Homo Oeconomicus-Journal of Behavioral and Institutional Economics","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.15642/oje.2021.5.2.75-85","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q4","JCRName":"ECONOMICS","Score":null,"Total":0}
引用次数: 5
Abstract
The purpose of this study is to determine the level of health at PT Bank Muamalat Indonesia Tbk using the CAMEL method (Capital, Asset Quality, Management, Earning, and Liquidity) for the 2015-2019 period. The results of research on the health of PT Bank Muamalat Indonesia Tbk in 2015-2019 show that the ratio of CAR, NPF, and NI is considered good, while the ratio of PDN and FDR is considered quite good. However, the ROA, ROE, and BOPO ratios are considered less good because all the results of the ratios are included in the unhealthy category.
本研究的目的是使用CAMEL方法(资本,资产质量,管理,收益和流动性)确定2015-2019年期间印尼穆阿马拉PT银行Tbk的健康水平。2015-2019年PT Bank Muamalat Indonesia Tbk的健康状况研究结果显示,CAR、NPF和NI的比率被认为是好的,而PDN和FDR的比率被认为是相当好的。然而,ROA、ROE和BOPO比率被认为不太好,因为所有比率的结果都包括在不健康类别中。
期刊介绍:
Homo Oeconomicus is an international peer-reviewed journal devoted to the study of classical and neo-classical economics, public choice, collective decision-making, game theory, experimental economics, law & economics, and philosophical aspects. Its focus is on the interrelationship of issues and results of behavioral and institutional economics.