Implementasi Metode RGEC Sebagai Dasar Analisis Tingkat Kesehatan Kinerja Keuangan Bank Syariah Bukopin Periode 2016-2020

Abstract

Banks as one of the institutions that control the state economy have an obligation to maintain and maintain the trust of the public to always apply the precautionary principle to each managed fund and pay attention to risk management as a source that can affect the soundness of a bank. RGEC as a method of analyzing comprehensively the soundness of a bank's financial performance by applying four important components in the analysis process, the four components include Risk Profile, GCG or Good Corporate Governance, Earning, and Capital. This study aims to determine whether or not Bukopin Syariah Bank is healthy in the last five years from 2016 to 2020 using the RGEC method. The type of research used in the current study is explanatory research. This study obtained the final result that Bukopin Syariah Bank in 2016 and 2017 was included in the PK-2 category so that it was declared to be in a healthy condition, while in 2018 to 2020 the analysis of the soundness of Bukopin's financial performance was in the PK-3 category so that it was declared a bank. have been in poor health in the last three years. ABSTRAK