THE URGENCY OF MAQASHID SHARIA IN THE DEVELOPMENT OF SHARIA BANKING PRODUCTS

Jurnal Darussalam Jurnal Pendidikan Komunikasi dan Pemikiran Hukum Islam Pub Date : 2023-03-10 DOI:10.58791/drs.v24i01.281

Hendra Hadi, Muhammad Sodiki, Imro Atut Toyyibah, Parman Komarudin

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引用次数: 1

Abstract

AbstractThe movement and growth of Islamic banking in Indonesia is increasing every year and is in demand by Muslim and non-Muslim customers. This has encouraged Islamic banking to develop its products so that they can compete with conventional banks. However, of course, this must be balanced with knowledge of Islamic maqashid and ushul fiqh in the development of banking products which are sometimes ignored by Islamic financial institutions. As a result, there is rigidity, narrow space for movement and even negligence and errors in inspection and auditing. In this paper using library research methods (library research) with a qualitative approach. The urgency of maqashid in Islamic banking products regulates all fatwas, regulations, financial and banking products as well as fiscal and monetary policies so as not to lose their shari'ah substance. Maqashid syari'ah is a determining factor in creating sharia economic products that can play a dual role (social control tools and socio-economic engineering) to realize the benefit of Muslims. Keywords: Sharia Banking; Maqashid Syariah; Banking Products.

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伊斯兰教法在伊斯兰银行产品开发中的紧迫性

【摘要】印尼伊斯兰银行的发展日新月异，受到穆斯林和非穆斯林客户的广泛需求。这促使伊斯兰银行开发自己的产品，以便与传统银行竞争。然而，当然，在开发银行产品时，这必须与伊斯兰伊斯兰教的宗教信仰知识相平衡，而伊斯兰金融机构有时会忽视这些知识。因此，在检查和审计中存在刚性，运动空间狭窄，甚至疏忽和错误。本文采用图书馆研究方法(library research)，采用定性方法。伊斯兰银行产品中“伊斯兰教法”的迫切性规范了所有教法、法规、金融和银行产品以及财政和货币政策，以免失去伊斯兰教法的实质。Maqashid syari'ah是创造伊斯兰教经济产品的决定性因素，这些产品可以发挥双重作用(社会控制工具和社会经济工程)，以实现穆斯林的利益。关键词:伊斯兰银行;Maqashid Syariah;银行产品。

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Jurnal Darussalam Jurnal Pendidikan Komunikasi dan Pemikiran Hukum Islam

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审稿时长

24 weeks