Real estate loan delinquency, property prices and alternative income opportunities

Billie Ann Brotman
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Abstract

Evidence is shown, using US real estate default data from 1987–2004, that high default rates on mortgages are associated with prior period housing prices, rental income, inflation-adjusted household median income and interest rate fluctuations. This paper investigates the proposition: that the percentage of real estate defaults is a function of alternative income opportunities. Copyright © 2007 John Wiley & Sons, Ltd.

房地产贷款拖欠,房地产价格和替代收入的机会
根据1987-2004年美国房地产违约数据显示,抵押贷款的高违约率与前期房价、租金收入、经通胀调整后的家庭收入中位数和利率波动有关。本文研究了房地产违约率是可选择收入机会的函数这一命题。版权所有©2007 John Wiley &儿子,有限公司
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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