An Application of the Resource-Based Dynamic Process Model in the Context of Retirement Planning

IF 2.7 2区 经济学 Q2 INDUSTRIAL RELATIONS & LABOR
J. Noone, J. Earl, C. Stephens, J. Rafalski, Joanne Allen, F. Alpass, Gabriela Topa
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引用次数: 5

Abstract

Retirement planning is a widely promoted activity to enhance wellbeing for aging populations. However, there is limited follow-up data to understand the antecedents of multi-dimensional retirement planning activities, the resources such activities produce or the explanatory mechanisms. This research draws on recent theorizing, which suggests that retirement planning may play a mediating role in explaining how pre-retirement antecedents are transformed into retirement resources. Antecedents, planning and retirement resources were examined using 3 waves of follow-up data collected in 2006, 2008, and 2014. Four hundred thirty-five people originally employed in 2008 and retired by 2014 participated in the study. Health, income, and a positive retirement attitude (T1) were the strongest predictors of retirement planning (T2), but job satisfaction and occupation also played smaller predictive roles. Financial planning (T2) predicted health, psychosocial, and financial resources in retirement (T3). However, health, lifestyle, and psychosocial planning played a minimal role in explaining retirement resources, and only financial planning demonstrated noteworthy evidence of mediation. Findings can help to inform policy decisions by identifying those at greatest risk of not planning, and to isolate the factors most likely to explain the longer-term effects of planning. Understanding which resources are predicted by different domains of planning will also help inform the targeting of interventions.
基于资源的动态过程模型在退休规划中的应用
退休计划是一项广泛推广的活动,以提高老年人的福祉。然而,了解多维退休计划活动的前因、产生的资源或解释机制的后续数据有限。本研究借鉴了最近的理论,认为退休计划可能在解释退休前因素如何转化为退休资源方面发挥中介作用。使用2006年、2008年和2014年收集的三波随访数据对前事、计划和退休资源进行了检查。435名2008年开始工作,到2014年退休的人参与了这项研究。健康、收入和积极的退休态度(T1)是退休计划(T2)的最强预测因子,但工作满意度和职业的预测作用也较小。财务规划(T2)预测退休后的健康、社会心理和财务资源(T3)。然而,健康、生活方式和心理社会规划在解释退休资源方面发挥的作用很小,只有财务规划显示出显著的调解证据。研究结果可以通过确定那些不进行规划的风险最大的因素,并分离出最有可能解释规划的长期影响的因素,从而帮助为政策决策提供信息。了解不同规划领域所预测的资源也将有助于为干预措施的目标提供信息。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
CiteScore
7.20
自引率
21.60%
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