The effectiveness of a financial literacy and job-readiness curriculum for youth from low-income households

Q2 Social Sciences

Citizenship, Social and Economics Education Pub Date : 2021-10-29 DOI:10.1177/20471734211051770

Diana Cedeño, Daniel G. Lannin, Luke T. Russell, Ani Yazedjian, Jeremy B. Kanter, Sarah Mimnaugh

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引用次数: 6

Abstract

Intergenerational poverty and scarce financial resources can create and sustain detrimental behaviors and outcomes among adolescents. Efforts to increase financial literacy and job-related skills, however, can offer youth from low-income households knowledge, skills, and opportunities otherwise unavailable to them. Targeted interventions that combine financial literacy and job-readiness components may help adolescents disrupt the cycle of intergenerational poverty by increasing economic awareness, adaptive financial behaviors, and work-related skills. Drawing on career construction and asset theory, the present study examined changes in financial knowledge and labor skills among youth from low-income households (N = 111) over the course of their participation in the Road to Success curriculum as well as how changes varied across demographic characteristics of participants. Data analysis included descriptive statistics, t-test analyses, and MANCOVA. Results indicated several improvements from Wave 1 to Wave 2 as students developed job-readiness and financial literacy knowledge. Potential educational and policy implications are discussed.

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针对低收入家庭青年的金融知识和就业准备课程的有效性

代际贫困和财政资源匮乏会在青少年中造成和维持有害行为和后果。然而，提高金融知识和工作相关技能的努力可以为低收入家庭的年轻人提供知识、技能和机会，否则他们将无法获得这些机会。结合金融知识和就业准备的有针对性的干预措施可以通过提高经济意识、适应性金融行为和与工作相关的技能，帮助青少年打破代际贫困的循环。利用职业建构和资产理论，本研究考察了低收入家庭青年(N = 111)在参加“成功之路”课程过程中金融知识和劳动技能的变化，以及参与者的人口统计学特征的变化。数据分析包括描述性统计、t检验分析和方差分析。结果表明，从第一波到第二波，随着学生就业准备和金融知识的发展，有了一些改善。讨论了潜在的教育和政策影响。

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来源期刊

Citizenship, Social and Economics Education Social Sciences-Sociology and Political Science

CiteScore

2.10

自引率

0.00%

发文量

期刊介绍： Citizenship, Social and Economics Education (CSEE) is the official journal of the International Association for Citizenship, Social and Economics Education. CSEE is an online-only, peer-reviewed journal that provides a focus for scholarly and professional studies in the fields of education, socialisation, curriculum development and aspects of economics, sociology, politics and social psychology. The journal aims to bring together this range of disciplines into an enabling forum of discussion and exchange. It includes analyses of how children learn about societies, current and past, reports and accounts of current research from a variety of disciplines, as well as reporting and analysing contemporary professional practices and innovations, in curriculum and in the organisation of educational change in these areas.