Total Quality Management and Assets Quality

IF 0.5 Q4 BUSINESS

International Journal of Business Pub Date : 2021-01-01 DOI:10.4018/ijban.2021010103

Dolly Gaur

引用次数: 0

Abstract

The present study aims to examine the relationship between assets quality of banks as represented by non-performing assets (NPA) and management quality. The study has used Fama-MacBeth regression approach to measure management quality, which has been considered as the primary determinant of NPA. A sample comprising of 45 scheduled commercial banks in India has been studied for a time period of 15 years (2004-2019). The findings have revealed that better quality management leads to better asset quality. Banks with above average managerial ability can reduce NPA significantly. The bank managers should focus on their role in controlling problem loans of banks and should implement more efficient monitoring and supervision process for loan portfolios. The policy makers should pay attention towards the managerial ability of banks and stress on enhancing the quality of management. Also, investors may take note of the banks that are showing good management quality because such banks can be a profitable investment avenue.

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全面质量管理和资产质量

本研究旨在探讨以不良资产(NPA)为代表的银行资产质量与管理质量之间的关系。本研究使用Fama-MacBeth回归方法来衡量管理质量，管理质量被认为是NPA的主要决定因素。对印度45家定期商业银行的样本进行了为期15年(2004-2019)的研究。研究结果表明，更好的质量管理导致更好的资产质量。管理能力高于平均水平的银行可以显著降低不良资产。银行管理者应注重自身在控制银行问题贷款中的作用，对贷款组合实施更有效的监测和监管程序。政策制定者应该关注银行的管理能力，注重提高管理质量。此外，投资者可能会注意到那些表现出良好经营质量的银行，因为这些银行可以成为有利可图的投资渠道。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

International Journal of Business BUSINESS-

CiteScore

0.70

自引率

0.00%

发文量

期刊介绍： The Journal will serve and provide a forum for exchange of ideas among business executives and academicians concerned with global business and economic issues. With the rapid evolution of corporate business from international to global in recent years, general business has been one of the areas of greatest added complexity and concern for corporate managers. It is no longer sufficient for the corporate manager to limit his/her study simply to the domestic aspects of general business. Almost every single topic that can be studied in general business now has global dimensions that are equally important. As such, practitioners and academicians, each with a unique perspective on global business, must go beyond the presently limited sharing of information and ideas. The Journal will be an academic journal combining academic inquiry and informed business practices. It will publish empirical, analytical, review, and survey articles, as well as case studies related to all areas of global business and economics. A sentiment often expressed by practitioners is that academic research in general may not be addressing the most relevant questions in the real world. To bridge some gaps in our knowledge of the real world, the Journal is thereby willing to sponsor a field research (such as surveys, in-depth interviews, on-site studies, etc.). It is fair to say that the Journal will publish high-quality applied-research papers. Nevertheless, studies that test important theoretical works and shed additional light on the issue with some business implications will also be solicited.