MFIs as motivated agents or financial maximizers? Latin American evidence from female portfolio share

Q4 Social Sciences

Enterprise Development and Microfinance Pub Date : 2019-03-01 DOI:10.3362/1755-1986.18-00018

R. Leite, Jamil Civitarese

引用次数: 1

Abstract

We show that there is no causal relation between the percentage of female borrowers in an MFI portfolio and MFI financial outcomes, by using two Latin American samples. Moreover, we present evidence that MFIs are motivated agents that increase their percentage of female borrowers in order to help a segment of the population that is largely neglected. We also show the important role of non-profit MFIs in this regard.

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小额信贷机构是有动机的代理人还是金融最大化者?拉丁美洲的证据来自女性投资组合份额

我们通过使用两个拉丁美洲样本表明，小额信贷机构投资组合中女性借款人的百分比与小额信贷机构的财务结果之间没有因果关系。此外，我们提供的证据表明，小额信贷机构是有动机的代理人，它们增加了女性借款人的比例，以帮助在很大程度上被忽视的一部分人口。我们也展示了非营利性小额信贷机构在这方面的重要作用。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Enterprise Development and Microfinance Social Sciences-Development

CiteScore

0.60

自引率

0.00%

发文量

期刊介绍： EDM encourages critical thinking on how market systems can be more inclusive and sustainable, with concrete implications for designing, implementing, and evaluating business support programmes. EDM is essential reading for practitioners, researchers, donors, policymakers, and finance specialists engaged in market-related activities involving poor people in the global South. The coverage includes but is not restricted to: • Financial inclusion (inclusive financial services and products) • Emerging financing models (impact investment, responsible finance, social lending) • Value chain analysis and development • Inclusive business models • Equity (gender, youth, marginalized) in access to financial services and value chains • Political and regulatory framework for SME development and financial services • ICT for business development and financial services • Sustainability standards • Advisory services for SMEs • Impact assessment.