Obligaciones a cargo del locatario en el contrato de leasing habitacional con destino a la vivienda familiar, que no guardan relacion con su calidad de tenedor

Abstract

The leasing housing contract intended for family dwelling purposes was enforced in Colombia for nearly a decade, being quite useful for developing the country economy, in particular for the purchase of home. Despite the usefulness when executing it, several conflicts have arisen, reason why it is mandatory to build a legal regulation harmonized with its philosophy, such as “Creating new long and medium-term home financing mechanisms in Colombia”. All the foregoing in order to give a wide development to the postulate set forth in article 51 of the Political Constitution of 1991 that ensures the right to access to a decent housing. Since the legal regulation of housing leasing intended to family dwelling has been scarce and keeping in mind its atypical nature, it is required to identify what are the liabilities that arise to the contracting parties, in particular to the lessee, taking into account that between him and the good given in leasing there is a tenure relation. The leasing housing contract intended for family dwelling purposes besides of being an atypical contract is also a finance nature contract for which reason the entities authorized to enter into such type of transactions impose to the lessee several clauses that might be unrelated to the holder quality of the lessee; and thus, could turn out to be abusive in the light of the Political Constitution, the law and the doctrine regarding to the protection to the consumer. In conformity with the above mentioned reality, both the legislator and the Constitutional Court have set forth the guidelines to implement the mechanisms that seek for the protection of the lessee, bearing in mind that the subject matter of the housing leasing contract intended to family dwelling falls on a human right. Therefore, it is helpful to identify which are the liabilities of the lessee that are not related to his quality as holder in order to be able to assess them and conclude that they are in conflict with the protection policies provided to the lessee.