Microfinance training and the number of loans received by SMEs. An empirical evidence from emerging economy

Business and Economic Horizons Pub Date : 2018-01-01 DOI:10.15208/BEH.2018.24

Habibu A. Sani, Shazida Jan Mohd-Khan, Mohd Saifoul Zamzuri Noor

引用次数: 3

Abstract

The objective of this study is to examine the impact of Microfinance training, Trust and Social ties on the Number of loans received by small and medium-scale enterprises (SMEs) in developing economies. The Poisson regression model is used as the method of analysis. 195 SMEs in North-Eastern Nigeria form the sample of the study based on two-stage sampling and simple random sampling technique. The results reveal that Social ties, Location, and Nature of operation have a significant positive relationship with the Number of loans receives by SMEs. Similarly, the Number of training and Trust have significant positive impact on the Number of loans received; however, they demonstrate the least impact as compared with the other variables based on the level of significance.

查看原文本刊更多论文

小额信贷培训和中小企业获得的贷款数量。来自新兴经济体的经验证据

本研究的目的是审查小额信贷培训、信任和社会关系对发展中经济体中小企业获得贷款数量的影响。采用泊松回归模型作为分析方法。采用两阶段抽样和简单随机抽样技术，选取尼日利亚东北部195家中小企业作为研究样本。研究结果显示，社会关系、地理位置和经营性质与中小企业贷款数量呈显著正相关。同样，培训数量和信托对贷款数量也有显著的正向影响;然而，与基于显著性水平的其他变量相比，它们的影响最小。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

Business and Economic Horizons ECONOMICS-

自引率

0.00%

发文量

期刊介绍： The Business and Economic Horizons (BEH) is an international peer-reviewed journal that publishes high quality theoretical, empirical, and review papers covering the broad spectrum of research in areas of economics, business, management, and finance. The journal aim is to bridge the gap between the theory and the observed data in these constantly developing domains. BEH Editorial Board welcomes the high-quality original research articles and review papers that verify the well-grounded and the emerging theories by employing the econometric, statistical methods or other relevant empirical methods in theoretical and applied economic analysis. BEH does not discriminate articles utilizing the non-mainstream approaches such as experimental research, institutional analysis, other variations of heterodox and developmental economic studies. Therefore, the submissions in any field of micro- and macroeconomics, business ethics, economic policy or finance are appropriate for this journal. We hope, the provided contributions will help to understand the contemporary challenges faced by the private and public sector and will establish an international forum of empirical research.