Does the retirement saving motive foster higher savings? The evidence from the Polish household survey

Business and Economic Horizons Pub Date : 2018-01-01 DOI:10.15208/BEH.2018.07

Edyta Marcinkiewicz

引用次数: 1

Abstract

This study focuses on the role of the retirement motive for saving behaviour. It examines empirically the research hypothesis that controlling for a set of economic and sociodemographic individual characteristics, households reporting the retirement motive are more likely to have higher savings compared to households driven exclusively by other motives of saving. Micro data from the three waves (2011, 2013 and 2015) of the Polish household survey Social Diagnosis is used for the study. In an ordered logistic regression framework it proves that the old age saving motive is a significant predictor of the size of savings relative to household income.

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退休储蓄的动机会促进更高的储蓄吗?来自波兰家庭调查的证据

本研究的重点是退休动机对储蓄行为的作用。它从经验上检验了研究假设，即控制了一系列经济和社会人口个体特征，报告退休动机的家庭比完全由其他储蓄动机驱动的家庭更有可能拥有更高的储蓄。微观数据来自波兰家庭调查的三波(2011年，2013年和2015年)社会诊断用于研究。在有序逻辑回归框架中，证明了老年储蓄动机是储蓄规模相对于家庭收入的显著预测因子。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Business and Economic Horizons ECONOMICS-

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