Exploring Duration Gap of Islamic banks during COVID19 Crisis: An Inter-Regional Online Focus Group Study

IF 0.8 Q4 MANAGEMENT

International Journal of Business Performance Management Pub Date : 2023-01-01 DOI:10.1504/ijbpm.2023.10048359

Syed Alamdar Ali Shah, B. A. Fianto, S. Herianingrum, R. Sukmana

引用次数: 1

Abstract

This study explores the duration gap risk management of Islamic banks during the COVID-19 crisis using online focus group studies. There are 12 participants from Indonesia, Malaysia, Pakistan and UAE. Findings suggest that COVID-19 has increased the duration gaps of Islamic banks. The causes include, lack of business opportunities, relaxations in terms of policy rates, restructuring offered by central banks and attitudes of the customers of Islamic banks to avail relaxations offered, whether they need it or not. Finally, the crisis has exhibited that customers have managed their spending according to conventional theories of demands of money and Maslow's hierarchy of needs.

查看原文本刊更多论文

探讨伊斯兰银行在covid - 19危机期间的持续时间差距:一项跨区域在线焦点小组研究

本研究通过在线焦点小组研究，探讨了伊斯兰银行在2019冠状病毒病危机期间的期限缺口风险管理。共有来自印度尼西亚、马来西亚、巴基斯坦和阿联酋的12名与会者。调查结果表明，COVID-19扩大了伊斯兰银行的期限缺口。原因包括商业机会的缺乏、政策利率的放松、中央银行提供的重组以及伊斯兰银行客户对提供的放松的态度，无论他们是否需要。最后，这场危机表明，消费者已经根据传统的货币需求理论和马斯洛的需求层次理论来管理他们的支出。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

求助全文

约1分钟内获得全文求助全文

来源期刊

International Journal of Business Performance Management MANAGEMENT-

CiteScore

1.90

自引率

10.00%

发文量

期刊介绍： The most distinctive characteristic of a high performance organisation is a strong commitment to explore innovative thinking as a means of delivering a breakthrough in performance. IJBPM aims to examine both hard and soft perspectives in managing business performance, in both public and corporate organisations. Topics covered include: -Business strategy and business process re-engineering Corporate culture- Education and training, organisational learning- Ethical and environmental issues- Intellectual assets management- Innovation and knowledge management- Internet/intranet- Operations strategy- Outsourcing and strategic alliances- Modelling techniques- Performance benchmarking and measurement- Productivity and quality- Public sector management- Technological change and impact- Virtual team working.