Environmental Insurance and Financial Institutions

Q3 Environmental Science

Environmental Claims Journal Pub Date : 2020-04-02 DOI:10.1080/10406026.2020.1713511

M. Schroeder

引用次数: 1

Abstract

Abstract Environmental insurance transfers to an Insurer all or part of a financial institutions loss resulting from legal liability for pollution conditions, or loss resulting from a borrower loan default and the discovery of a pollution condition on property that serves as collateral for a loan. Today, several major environmental insurers offer diverse, broad and flexible insurance policy terms and conditions. The placement of environmental insurance can add positive value to the financial institution’s balance sheet by providing more protection to the financial institution than the traditional environmental due diligence methods and loan underwriting process affords.

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环境保险和金融机构

摘要环境保险将金融机构因污染状况的法律责任而造成的全部或部分损失，或借款人贷款违约和发现作为贷款抵押品的财产污染状况而造成的损失转移给保险人。如今，几家主要的环境保险公司提供多样化、广泛和灵活的保险条款和条件。与传统的环境尽职调查方法和贷款承销流程相比，环境保险可以为金融机构提供更多的保护，从而为金融机构的资产负债表增加正价值。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Environmental Claims Journal Environmental Science-Management, Monitoring, Policy and Law

CiteScore

2.20

自引率

0.00%

发文量

期刊介绍： The Environmental Claims Journal is a quarterly journal that focuses on the many types of claims and liabilities that result from environmental exposures. The ECJ considers environmental claims under older business insurance policies, coverage and claims under more recent environmental insurance policies, as well as toxic tort claims. Exposures and claims from all environmental media are considered: air, drinking water, groundwater, soil, chemicals in commerce and naturally occurring chemicals. The journal also considers the laws, regulations, and case law that form the basis for claims. The journal would be of interest to environmental and insurance attorneys, insurance professionals, claims professionals, and environmental consultants.