Analisis Determinan Profit Distribution Management Bank Umum Syariah Periode 2013-2016

Li Falah Jurnal Studi Ekonomi dan Bisnis Islam Pub Date : 2017-12-29 DOI:10.31332/LIFALAH.V2I2.653

Muniya Alteza

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引用次数: 2

Abstract

This study aimed to examine the variables as determinant of Profit Distribution Management of theSharia Commercial Bank in Indonesia in the 2013-2016 periods. The variables studied consisted ofthe proportion of third party funds, the effectiveness of third party funds, the capital adequacy ratioand the ratio of operational costs to operating income. Samples were collected using purposivesampling technique. Data analysis technique used is multiple linear regression. The results showedthat the proportion of third party funds, the effectiveness of third party funds which was proxied byFinancing to Deposit Ratio (FDR) and Capital Adequacy Ratio (CAR) individually had a positiveand significant effect on Profit Distribution Management. In addition it was found that the ratio ofoperational costs to operating income (BOPO) had no significant effect on Profit DistributionManagement. The value of Adjusted R2 was 0,254 which means that variation of Profit DistributionManagement which can be explained by variable used in research was 25,4% while the rest equal to74,6% explained by other variables not used in the model of this research.

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2013-2016年银行日常利润分配管理分析

本研究旨在检验2013年至2016年期间，作为印尼哈里亚商业银行利润分配管理决定因素的变量。研究的变量包括第三方基金的比例、第三方资金的有效性、资本充足率以及运营成本与运营收入的比率。使用有目的的采样技术采集样本。所使用的数据分析技术是多元线性回归。研究结果表明，第三方基金的比例、以存融资比（FDR）和资本充足率（CAR）为代表的第三方资金的有效性对利润分配管理分别具有正向和显著的影响。此外，研究发现，营业成本与营业收入的比率对利润分配管理没有显著影响。调整后的R2值为0254，这意味着可以用研究中使用的变量解释的利润分配管理的变化为25.4%，而其余的变化等于74,6%，由本研究模型中未使用的其他变量解释。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Li Falah Jurnal Studi Ekonomi dan Bisnis Islam

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