Internal factors of bank profitability in the Republic of Serbia

Business and Economic Horizons Pub Date : 2018-07-19 DOI:10.15208/BEH.2018.46

Violeta Domanović, Violetta Todorovic, Sladjana Savovic

引用次数: 7

Abstract

For adequate profitability management, it is important to identify all the factors that lead to its rise or fall, as well as to determine the intensity of correlation between relevant factors and profitability. This is to take timely and adequate measures to eliminate deviations arising from the expected profitability and improve it in the future period. The research subject is bank profitability in the Republic of Serbia in the period 2012-2015. The research objective is to outline the possible factors of bank profitability, with particular reference to internal factors of banking sector profitability in the Republic of Serbia. Research results show a high degree of correlation between the ROA and ROE profitability ratios, both statically and dynamically; dynamics of profitability ratios is in inverse correlation with capital adequacy ratio; there is a link between bank size and profitability and a link between the change of bank ownership and profitability, but it does not necessarily mean that foreign banks are more profitable than domestic banks.

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塞尔维亚共和国银行盈利能力的内部因素

为了进行充分的盈利能力管理，重要的是要确定导致其上升或下降的所有因素，并确定相关因素与盈利能力之间的相关性强度。这是为了采取及时和充分的措施，消除预期盈利能力产生的偏差，并在未来一段时间内提高盈利能力。研究主题是2012-2015年期间塞尔维亚共和国的银行盈利能力。研究目的是概述银行盈利能力的可能因素，特别是塞尔维亚共和国银行业盈利能力的内部因素。研究结果表明，ROA和ROE盈利率之间存在高度的静态和动态相关性；盈利能力比率的动态与资本充足率呈负相关；银行规模与盈利能力之间存在联系，银行所有权的变化与盈利能力也存在联系，但这并不一定意味着外国银行比国内银行更有利可图。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Business and Economic Horizons ECONOMICS-

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期刊介绍： The Business and Economic Horizons (BEH) is an international peer-reviewed journal that publishes high quality theoretical, empirical, and review papers covering the broad spectrum of research in areas of economics, business, management, and finance. The journal aim is to bridge the gap between the theory and the observed data in these constantly developing domains. BEH Editorial Board welcomes the high-quality original research articles and review papers that verify the well-grounded and the emerging theories by employing the econometric, statistical methods or other relevant empirical methods in theoretical and applied economic analysis. BEH does not discriminate articles utilizing the non-mainstream approaches such as experimental research, institutional analysis, other variations of heterodox and developmental economic studies. Therefore, the submissions in any field of micro- and macroeconomics, business ethics, economic policy or finance are appropriate for this journal. We hope, the provided contributions will help to understand the contemporary challenges faced by the private and public sector and will establish an international forum of empirical research.