Five-Year Impacts of Group-Based Financial Education and Savings Promotion for Ugandan Youth

IF 7.6 1区 经济学 Q1 ECONOMICS
Samantha Horn, Julian C. Jamison, Dean S. Karlan, Jonathan Zinman
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引用次数: 2

Abstract

We experimentally evaluate group-based financial education, savings account access, or both for members of Ugandan youth groups. We measure both short- and long-run impacts with one- and five- year endline household surveys. Education, but not account access, increases measured financial knowledge and trust at one-year. At five-years, knowledge effects essentially disappear, and trust effects weaken. However, savings and income increase for each treatment at both endlines, which is noteworthy given the interventions' low cost and the long time horizon of our second endline. Exploring potential mechanisms, we find evidence consistent with multiple pathways to behavior change and outcome improvement.
基于群体的金融教育和促进乌干达青年储蓄的五年影响
我们实验性地评估了乌干达青年团体成员基于群体的金融教育、储蓄账户准入或两者兼而有之。我们通过一年和五年的家庭调查来衡量短期和长期影响。教育,但不是账户访问,可以在一年内增加衡量的金融知识和信任。五年后,知识效应基本消失,信任效应减弱。然而,在两个终点线,每次治疗的节省和收入都有所增加,这一点值得注意,因为干预措施的成本很低,而且我们的第二个终点线的时间跨度很长。通过探索潜在的机制,我们发现了与行为改变和结果改善的多种途径一致的证据。
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来源期刊
CiteScore
8.50
自引率
0.00%
发文量
175
期刊介绍: The Review of Economics and Statistics is a 100-year-old general journal of applied (especially quantitative) economics. Edited at the Harvard Kennedy School, the Review has published some of the most important articles in empirical economics.
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