Contribution of the Ghana National Health Insurance Scheme to Inequality in Healthcare Utilisation

IF 1 Q4 HEALTH POLICY & SERVICES
Albert Opoku Frimpong
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Abstract

Inequality in healthcare utilisation contributes to socio-economic disparities in health outcomes. The government of Ghana rolled out the Ghana National Health Insurance Scheme (NHIS) as a pro-poor health policy to reduce the financial barrier to accessing healthcare to increase healthcare utilisation, especially among the poor. Evidence showed a pro-rich utilisation inequality in Ghana prior to the nationwide start of the NHIS in 2005. This article applied the concentration index and decomposition methods to the round six of the Ghana Living Standard Survey data to investigate the contribution of the NHIS to utilisation inequality. The results showed the rich to benefit more than the poor from the NHIS and the NHIS contributed to about half of the pro-rich utilisation inequality. The NHIS increased utilisation but more so for the rich than the poor. A policy implication of the article is that pro-poorness of the NHIS might require separate NHIS schemes for the poor and non-poor to enable different policies implemented in the schemes to increase the distributional disparity of health subsidies in favour of the poor.
加纳国家医疗保险计划对医疗利用不平等的贡献
医疗保健利用方面的不平等导致了健康结果方面的社会经济差异。加纳政府推出了加纳国家健康保险计划(NHIS),作为一项有利于穷人的健康政策,以减少获得医疗保健的财政障碍,提高医疗保健的利用率,尤其是在穷人中。有证据表明,在2005年全国启动NHIS之前,加纳存在有利于富人的利用不平等现象。本文将集中指数和分解方法应用于加纳生活水平调查的第六轮数据,以调查国家卫生信息系统对利用率不平等的贡献。结果显示,富人从NHIS中受益大于穷人,NHIS造成了约一半的有利于富人的利用不平等。NHIS提高了利用率,但富人的利用率高于穷人。这篇文章的政策含义是,国家健康保险制度的扶贫性可能需要为穷人和非穷人制定单独的国家健康保险计划,以使计划中实施的不同政策能够扩大有利于穷人的医疗补贴分配差距。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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来源期刊
Journal of Health Management
Journal of Health Management HEALTH POLICY & SERVICES-
CiteScore
3.40
自引率
0.00%
发文量
84
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