The effect of information technology (IT) on household income among farmers in Ghana: How does access to financial services serve as a mediator

IF 1.2 4区经济学 Q3 AGRICULTURAL ECONOMICS & POLICY

New Medit Pub Date : 2023-03-22 DOI:10.30682/nm2301d

Anthony Siaw, Martinson Ankrah Twumasi, Evan Ntiamoah Brako, Edmond Yeboah Nyamah, Yuansheng Jiang

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引用次数: 0

Abstract

n emerging countries, information technology (IT) and access to financial services (AFS) are critical determinants determining household income. However, little is known about how IT and AFS work together to increase home wellbeing. This research aims to look into the influence of access to financial services in mediating the impact of IT on household income in Ghana. The study investigates the role of social networks as a moderator in the IT-AFS interaction. A multi-stage sampling strategy was used to collect data from 478 farmers for this study. The study discovered that having access to technology and financial services increases household income. Due to the mediation role of access to financial services, the positive impact of access to IT on household income was also proven. The variable, social network, influenced these mechanisms. This research shows how having access to technology and financial inclusion can help people get out of poverty. This work adds to the body of knowledge. The paper includes policies for ensuring IT and AFS development to improve the welfare of rural households.

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信息技术(IT)对加纳农民家庭收入的影响:获得金融服务如何起到中介作用

在新兴国家，信息技术(IT)和获得金融服务(AFS)是决定家庭收入的关键因素。然而，人们对IT和AFS如何共同提高家庭幸福感知之甚少。本研究旨在探讨获得金融服务在中介信息技术对加纳家庭收入的影响中的影响。本研究探讨了社交网络在IT-AFS互动中的调节作用。本研究采用多阶段抽样策略收集了478名农民的数据。研究发现，获得技术和金融服务可以增加家庭收入。由于金融服务获取的中介作用，信息技术获取对家庭收入的积极影响也得到了证明。社会网络这个变量影响了这些机制。这项研究表明，获得技术和金融包容性如何帮助人们摆脱贫困。这项工作充实了我们的知识体系。本文包括确保信息技术和AFS发展的政策，以改善农村家庭的福利。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

New Medit AGRICULTURE, MULTIDISCIPLINARY-

CiteScore

2.00

自引率

30.00%

发文量

审稿时长

>12 weeks

期刊介绍： New Medit is an applied economics journal, with a multidisciplinary approach, aimed at providing insights into the economic and the social transformations of agro-food sector, rural societies as well as local development and bioeconomy in the Mediterranean Basin. Manuscripts submitted to NEW MEDIT generally should deal with wide-ranging topics that can be extended to other countries where organisational, production and market conditions and the related development policies may emerge at the corporate or regional level.