IMPLIKASI YURIDIS TRANSFORMASI UNIT SYARIAH PERUSAHAAN ASURANSI/REASURANSI KE DALAM PERUSAHAAN ASURANSI/REASURANSI SYARIAH

Khotibul Umam
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Abstract

In this article the author examines the juridical implications of transforming Units of Insurance/Reinsurance Company into Sharia Insurance/Reinsurance Company. It peruses two different models, the pure model, and the acquisition model.  Both have its own strong and weak points. The pure models show its strongest point in being simpler about Sharia compliance.  Its weakness, however, is the requirement of priory obtaining permit in principle and business permits.  In contrast, the superiority of the acquisition model lies in its simplicity of licensing and conversion permits. Its disadvantage is in the complexity of contract conversion.  Regarding assets and liabilities, strict adherence to the Sharia principles, voluntarisms, and avoidance of the mixing of halal and haram, is a pre-requisite
这是伊斯兰保险公司将伊斯兰保险单位/再保险转化为保险公司/再保险的好处
本文探讨了保险/再保险公司单位改制为伊斯兰法保险/再保险公司的法律意义。它仔细研究了两种不同的模型,纯模型和获取模型。两者都有其优点和缺点。纯模型最大的优点在于对伊斯兰教法的遵从更简单。但其缺点是原则上要求优先取得许可证和业务许可证。相比之下,收购模式的优势在于其许可和转换许可的简单性。它的缺点是契约转换的复杂性。关于资产和负债,严格遵守伊斯兰教法原则,自愿主义,避免清真和haram的混合,是先决条件
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