Saving as a Path for Female Empowerment and Entrepreneurship in Rural Peru

IF 1.7 4区 社会学 Q3 DEVELOPMENT STUDIES
M. Daher, A. Rosati, Andrea Jaramillo
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引用次数: 4

Abstract

Much research has identified the difficulties of promoting women’s empowerment using microcredit, but there has been little research on the potential for empowerment from promoting women’s savings. We address this gap through a qualitative study of three women’s savings programmes in the Highlands of Peru. The results reveal changes in several domains of women’s lives (economic, personal and relational), emphasizing that these programmes enable them to think about the future, expand their social support networks, and become entrepreneurs. We conclude that savings interventions have considerable advantage over microcredit programmes for facilitating female empowerment and that the merits of these interventions go far beyond financial inclusion with significant impacts on women’s psychosocial well-being and broader empowerment.
储蓄是秘鲁农村妇女赋权和创业的途径
许多研究已经确定了利用小额信贷促进妇女赋权的困难,但很少有研究表明通过促进妇女储蓄增强妇女权能的潜力。我们通过对秘鲁高地三个妇女储蓄方案的定性研究来解决这一差距。研究结果揭示了妇女生活的几个领域(经济、个人和关系)的变化,强调这些方案使她们能够思考未来,扩大社会支持网络,并成为企业家。我们得出的结论是,在促进妇女赋权方面,储蓄干预措施比小额信贷方案具有相当大的优势,这些干预措施的优点远远超出了金融包容性,对妇女的心理健康和更广泛的赋权产生了重大影响。
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来源期刊
Progress in Development Studies
Progress in Development Studies DEVELOPMENT STUDIES-
CiteScore
3.10
自引率
7.70%
发文量
25
期刊介绍: Progress in Development Studies is an exciting new forum for the discussion of development issues, ranging from: · Poverty alleviation and international aid · The international debt crisis · Economic development and industrialization · Environmental degradation and sustainable development · Political governance and civil society · Gender relations · The rights of the child
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