Understanding the financial literacy of undergraduate students at Thai universities

IF 0.8 Q3 INFORMATION SCIENCE & LIBRARY SCIENCE

Journal of Business & Finance Librarianship Pub Date : 2021-08-30 DOI:10.1080/08963568.2021.1970943

Angsana Channak, Teeradej Chai-aroon, Uthaitip Jiawiwatkul, Kaweepong Lertwatchara

引用次数: 0

Abstract

Abstract This paper explores the financial literacy of undergraduate students at Thai universities. Four hundred questionnaires were distributed to undergraduate students based on systematic random sampling and the results were analyzed by descriptive statistics. The participants knew about simple interest, basic savings, investment risk, and inflation but were confused about compound interest. Most had no savings and had faced financial problems during the last 6–12 months. They were also happier with spending than saving. Owing to such financial illiteracy, educational courses that include financial concepts and skills must be offered to improve students’ financial attitude and behavior.

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了解泰国大学本科生的金融知识

摘要本文探讨了泰国大学本科生的金融素养。在系统随机抽样的基础上，向本科生发放了400份问卷，并用描述性统计方法对结果进行了分析。参与者知道单利、基本储蓄、投资风险和通货膨胀，但对复利感到困惑。大多数人没有存款，在过去的6-12年中面临财务问题月。他们也更喜欢消费而不是储蓄。由于这种金融文盲，必须开设包括金融概念和技能在内的教育课程，以改善学生的金融态度和行为。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Journal of Business & Finance Librarianship INFORMATION SCIENCE & LIBRARY SCIENCE-

CiteScore

1.90

自引率

23.10%

发文量

期刊介绍： The Journal of Business & Finance Librarianship is an innovative quarterly journal that provides you with useful articles about the creation, organization, dissemination, retrieval, and use of business information. This refereed journal covers the business information needs of special libraries, academic libraries, and public libraries, as well as information services and centers outside of the traditional library setting. You"ll find that the journal is international in scope, reflecting the multinational and international scope of the business community today. The immediate focus of the journal is practice-oriented articles, but it also provides an outlet for new empirical studies on business librarianship and business information.