Determinants of Bank Stability in Indonesia

Signifikan Pub Date : 2020-08-14 DOI:10.15408/sjie.v9i2.15598

R. Kasri, C. Azzahra

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引用次数: 6

Abstract

This study aims to analyse the determinant of banks’ stability in Indonesia, which is very important to ensure that the country’s banking system could be more effective in supporting transmission of monetary policy and more resilient in facing financial crisis. To achieve the objective, this study collected a comprehensive dataset from 94 banks in Indonesia, covering both conventional and Islamic banks, during September 2015 - June 2019 period. The data is subsequently analysed by employing dynamic panel data model. The results show that the main factors that positively influenced banks’ stability in Indonesia are exchange rate, financial inclusion, asset returns, and credit/financing growth. However, interest rates are found to be negatively influenced the stability. The findings are expected to provide insights for policy makers and market players in ensuring that the banks’ stability could be well maintained in Indonesia. The results are also hoped to enrich literature in economics and banking, particularly in emerging markets like Indonesia. JEL Classification : G21. How to Cite: Kasri, R. A., & Azzahra, C. (2020). Determinants of Bank Stability in Indonesia. Signifikan: Jurnal Ilmu Ekonomi , 9 (2), 153-166. doi: http://doi.org/10.15408/sjie.v9i2.15598.

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印度尼西亚银行稳定性的决定因素

本研究旨在分析印度尼西亚银行稳定性的决定因素，这对于确保该国的银行体系能够更有效地支持货币政策的传导，并在面对金融危机时更具弹性非常重要。为了实现这一目标，本研究在2015年9月至2019年6月期间收集了印度尼西亚94家银行的综合数据集，包括传统银行和伊斯兰银行。采用动态面板数据模型对数据进行分析。结果表明，对印尼银行稳定性产生积极影响的主要因素是汇率、普惠金融、资产回报和信贷/融资增长。然而，利率对稳定性有负向影响。研究结果有望为政策制定者和市场参与者提供见解，以确保印尼银行的稳定性得到良好维护。研究结果也有望丰富经济学和银行业的文献，尤其是在印尼等新兴市场。JEL分类:G21。如何引用:Kasri, R. A. & Azzahra, C.(2020)。印度尼西亚银行稳定性的决定因素。意义[j] .经济研究，9(2)，153-166。doi: http://doi.org/10.15408/sjie.v9i2.15598。

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8 weeks