Socially Responsible Investment, Microfinance and Banking: Creating Value by Synergy

Q3 Business, Management and Accounting

Indian Journal of Corporate Governance Pub Date : 2018-06-01 DOI:10.1177/0974686218769200

C. Praseeda

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引用次数: 2

Abstract

Abstract Socially responsible investing (SRI) is fast catching the imagination of the ever increasing social consciousness of the investor community. Emergence of SRI can be traced back to the 1970s to few socially conscious investors who wanted to invest in bonds other than war, arms and ammunition and alcohol. Traditionally, SRI has focused on the economic social and governance (ESG) areas. Dieckmann (2007) who authored; Microfinance an emerging investment opportunity as a part of the Deutsche Bank Research, indicates that the SRI sector is witnessing the emergence of novae entrants like the microfinance (MF). The report also states that MF is scanning the environment for new funding opportunities by securitising MF opportunities and moving to the extent of going public. The scenario suggests microfinance to be robust, low risk profiled and growing investment avenue, which is fast emerging in the field of SRI. The purpose of the present article is to explore into the different dimensions of this emerging phenomenon and understand the emerging opportunities for banks in creating value using the synergy of SRI and MF.

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社会责任投资、小额信贷和银行：协同创造价值

摘要社会责任投资（SRI）正在迅速吸引投资者群体日益增强的社会意识。SRI的出现可以追溯到20世纪70年代，当时很少有社会意识的投资者想投资战争、武器弹药和酒精以外的债券。传统上，SRI专注于经济、社会和治理（ESG）领域。Dieckmann（2007），作者；作为德意志银行研究的一部分，小额信贷是一个新兴的投资机会，表明SRI行业正在见证小额信贷（MF）等新进入者的出现。该报告还指出，MF正在通过将MF的机会证券化并走向上市，来扫描环境，寻找新的融资机会。这种情况表明，小额信贷是一种稳健、低风险和不断增长的投资途径，这在SRI领域正在迅速出现。本文的目的是探讨这一新兴现象的不同维度，并了解银行利用SRI和MF的协同作用创造价值的新兴机会。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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来源期刊

Indian Journal of Corporate Governance Business, Management and Accounting-Business and International Management

CiteScore

2.00

自引率

0.00%

发文量

期刊介绍： Indian Journal of Corporate Governance is a bi-annual refereed journal that provides a forum for discussions and exchanging views on a wide range of corporate governance issues ranging from board practices, independent directors, whistle blower policies and shareholder activism on one hand to media’s role in corporate governance, corporate social responsibility and sustainability reporting on the other. It comprises of research articles, concept papers, case studies and reports providing a blend of theory and practices of corporate governance globally to cater to the interests of practitioners, academics, researchers and policy makers.